Financial Risk Analyst

Neeti Jeevan Diggikar

Seattle, WA 702-***-**** *****.********@*****.*********:*****.********@*****.***

https://www.linkedin.com/in/neeti-diggikar-15407b52?trk=hp-identity-namehttps://www.linkedin.com/in/neeti-diggikar-15407b52?trk=hp-identity-name

https://www.linkedin.com/in/neeti-diggikar-15407b52?trk=hp-identity-name

Financial Analyst

Customer-focused analyst driving development and improvement of financial and reporting processes to support organizational growth and decision-making. Ability to analyze trends, interpret complex data, provide insight, and resolve business problems. Develop relationships with senior staff, functional managers, vendors, and clients. Manage multiple projects, meeting deadlines and requirements. Apply systems thinking and creative troubleshooting to root cause analyses. Excellent interpersonal, negotiation, and communication skills. Fully authorized to work in the U.S. without sponsorship.

Core Competencies

Financial Analysis & Reporting Budgeting & Forecasting Querying Cross-functional Collaboration

Modeling Process Automation Ad Hoc Reporting Project Support Pivot Tables & VLOOKUP

MS Office (Excel, Word, PowerPoint, Outlook) SSMS Oracle SQL My SQL Oracle Financials

Experience

Western Funding Inc. (WFI), Las Vegas, NV Apr 2016 – Feb 2017

Financial Risk Analyst

Build and manage month-end reports showing corporate delinquency (DQ), static loss, cash collections, total managed portfolio, volume, and seasonality. Work with Business Strategy & Analytics group to monitor and maintain company products, such as Triple Pay, Bulk, Triple Pay 50:50, and 1981.

●Led and developed month-end and forecasting processes allowing department managers to track daily and monthly performance. Set DQ, sales, buybacks, and funding goals, and built Excel reports using SQL database to extract data.

●Met customer goals by anticipating needs and identifying payment solutions through collections and recovery procedures. Retrieved and aggregated data from multiple sources, recommended problem resolution strategies, built reports, and trained department staff in report usage.

-Delinquency dropped from 15% to 9.75% and net loss from 41.6% to 29.4% MoM.

●Collaborated with sales director and vice president to define metrics, trace progress, and educate sales reps management expectations, closing communication gap with leadership. Developed sales tool highlighting benchmarks for top demographics in WFI buy program, helping to close deals. Created key metrics sheet listing reasons for deal turndowns.

●Implemented a process for working with Nowcom (automotive/financial technology services), including submitting Product Backlog Items (PBIs) for new requests, prioritizing task list, preparing monthly meeting agendas, and monitoring project list.

●Identified client/process improvement opportunities by building dealer scorecard generation process; created tables, stored procedures, and wrote queries to update and send dealer scorecards monthly to management and dealers.

●Designed ad hoc reports for funding and titles department to track titles override and application return reasons to improve originations.

●Deployed pilot project to analyze dealer reactions to GPS waiver program and determine applicability to all dealers.

Neeti Jeevan Diggikar Page Two

702-***-**** *****.********@*****.*********:*****.********@*****.***

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Guardian Developers, Pune, India Apr 2013 – Sep 2013

Senior Finance Executive

Analyzed financial statements to determine monetary strengths and weaknesses. Evaluated existing financial position and monitored ratios. Provided high-quality financial management reporting service focused on identifying trends, risks, and opportunities, and notifying management teams, chief

managing director (CMD), and director. Supported CMD and director in modeling of activity, income and expenditures related to complex business cases, developments, and funding proposals internal and external to the trust.

●Challenged assumptions, assessed risks, and identified mitigating actions.

●Created a deal with Salesforce to purchase customized software reducing paper work and errors and saved time and money.

●Supported annual business planning and budget setting process for commercial and residential construction projects.

Bank of Maharashtra, Pune, India Apr 2012 – Jun 2012

Intern

Project: Credit Appraisal Process of Proposals for Working Capital Finance and Acquisition of Assets of Non-Priority Sectors loans

Reviewed non-priority proposals and determined viability regarding credit decisions. Learned pattern for primary and collateral security cover available for recovery of funds.

●Identified parameters for individual and company borrowers based on credit appraisal conducted.

CMC Ltd. (A Tata Enterprise), Mumbai, India Nov 2009 – Oct 2010

Data Researcher/Analyst

Analyzed, evaluated, and processed Bonds.

●Interpreted Government & Corporate Fixed Income bonds.

●Prepared financial reports providing bond details to corporate investors in one-page report.

Education Training Certifications

Indira School of Business Studies (Affiliated with All India Council for Technical Education)

Master of Business Administration, major in Finance GPA: 3.94/4.00 2013

Coursework includes Financial Reporting, Financial Management, & Corporate Finance

University of Mumbai

Bachelor of Commerce, specialization in Accounting & Finance GPA: 3.95/4.00 2009

Training

Innovative session, Innovation & Matrix Thinking - Rozar La Sale

250-hour Leadership Development Program - Stratecent Consulting

Technical Analysis Workshop - Precision Investment Services

Certifications

Certification in Financial Markets - National Stock Exchange (NSE) Academy

Joint Certification Programme in Banking - HDFC Bank & Indira Group of Institutes

Pillars of Equity Investment - ICICI Direct Centre for Financial Learning

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