Candy Cahua

***** ******* **** *****, *******, FL 32828 407-***-**** acxrvt@r.postjobfree.com

CANDY CAHUA

***** ******* **** ***** ******* FL 32828

407-***-****

acxrvt@r.postjobfree.com

OBJECTIVE _

To obtain a position where I can improve and utilize my personal skills to pursue challenging responsibilities, additionally displaying my desire to succeed through smart work and persistence. Create a positive impact in a corporation as a positive employee conclusively being an asset to my employer. SUMMARY OF QUALIFICATIONS _

Professional and trustworthy bilingual candidate with over 10 years of experience working with foreclosures within a legal environment and 2 years working in a financial institution

Experience with title searching and examination, title abstracting, preparing legal documents such as; Notice of Appearance, Stipulation of Substituting Counsel, Motions, Notice of Hearing, Affidavits, Defaults/Drop, all Foreclosure packages pursuant to Florida statue

Strong computer skills including Windows, Mac, MS Office package and software such as Case Management System, Tempo, Lender Processing Services (LPS), VendorScape, NewTrak, New Image

Excellent time management, organization and problem solving skills with ability to organize and prioritize numerous tasks and complete same under time constraints PROFESSIONAL EXPERIENCE _

Ocwen Financial Corporation, Orlando FL (07/2014 – 08/2016) Mortgage Loan Servicing/Financial Institution

Consumer Account Analyst - Responsibilities included:

Reviewed, analyzed, and interpreted all events and actions that did or did not occur on customers’ accounts that are in dispute, and to provide a fair resolution.

Coordinated and researched on any loan with questionable items such as the application of payments, proper foreclosure notification, who to foreclose in the name of and any other situation that may arise.

Completed analysis of potential loss/litigation and provide formal recommendations to management to reduce expenses and mitigate loses in conjunction with external and internal legal recommendations.

Analyzed, interpreted and resolved complicated loan issues such as ARM adjustments, escrow analysis and loan transactions.

Reviewed and escalated appropriate matters for review within the appropriate Department.

Reviewed borrower concerns and previous responses from other departments on any areas of the servicing of loans that do not appear fair, reasonable and proper.

Requested and reviewed all updated documentation from investors, insurers, and agencies to ensure compliance.

Managed mortgage accounts to ensure that all are process in compliance with all state and federal laws while maintaining compliance with investor, insurer, agency and company guidelines.

Provided a potential recommendation if needed to implement a resolution.

Provided borrowers and/or to Regulators (CFPB, BBB and/or Attorney General) a conclusion for any issues unresolved.

Communicated findings and resolution of the issues directly to customers or to the Regulators.

Assisted with on -the-job training of new employees. Candy Cahua

14025 Turning Leaf Drive, Orlando, FL 32828 407-***-**** acxrvt@r.postjobfree.com Phelan & Hallinan, P.A., Orlando FL (05/2011 – 06/2014) Full Practice in Mortgage Default & Foreclosure Firm

Litigation Paralegal - Responsibilities included:

Prepared Drafts for Affirmative Defenses, Requests for Production, and Request for Interrogatories.

Drafted all required pleadings, including discovery responses.

Drafted Expert Disclosures, Witness & Exhibit Lists, and prepare exhibits for trial.

Mediation, deposition, and trial preparation with attorney.

Trial attendance and assistance.

Prepared files for Trials, Calendar Call & Case Management Hearings.

Prepared Trial packages such as consents or Judgment drafts.

Requested documents for Trials such as: Breach Letter, Judgment Figures, Payment History, etc.,

Read and interpret various legal and non-legal documents in the course of pre-trial litigation.

Ordered title and perform title search to look for any liens, subordination and easements.

Reviewed and verified legal description, property ownership, and chain of title.

Prepared files for Final Summary Judgment of Foreclosure Hearings and calculation of final judgment totals for upcoming hearing and sending them to Clerk, Judge and/or Local Counsel.

Filed Motions to Reschedule & Cancel Foreclosure Sales throughout all counties

Scheduled Hearing and/or Cancelled Hearing with Judicial Assistants and coordinates dates with opposing Counsels.

Utilized automated client systems to inform clients about file status, and to update system records and databases.

Send documents to clerks using the E-Filing Portal and E-service Portal.

Regularly maintained status reports; meeting deadlines; documenting actions; inputting information into file and software.

Provided daily update to clients with Service delays, Judgment and Sales results via client systems

(LPS, Vendorscape, Lenstar, New Image).

Provided Paralegal Support to Legal Team in a high volume, deadline atmosphere. Transport Logistics Corporation, Inc., Miami FL (02/2011 – 07/2011) Freight Forwarding/ Logistics

Executive Administrative Assistant - Responsibilities included:

Read and analyzed incoming memos, submissions, and reports in order to determine their significance and plan their distribution and response.

Prepared agendas and make arrangements for management, board, and other meetings.

Prepared reports, memos, expense sheets, letters, financial statements and other documents, using Microsoft Office Suite.

Processed invoices for payment in accounting system.

Maintained Account Payable & Receivable and assisted in Payroll.

Managed and maintained executives' schedules to ensure the executive is organized, prepared and time is well spent.

Handled the preparation of air waybills, sea waybills, manifest and any other relevant documents.

Liaise and coordinate with customers, vendors and overseas agent/offices.

Applied for customs permit for all shipping.

Provided administrative support to office teams (answer, screen, and direct incoming calls; greet and direct visitors; process mail, faxes, and overnight packages; maintain office equipment; photocopy; bind documents; file).

Set up and oversee administrative policies and procedures for offices and/or organizations. Candy Cahua

14025 Turning Leaf Drive, Orlando, FL 32828 407-***-**** acxrvt@r.postjobfree.com Ben-Ezra & Katz, P.A., Hollywood FL (02/2009 – 02/2011) Full Practice in Mortgage Default & Foreclosure Firm

Senior Foreclosure Paralegal - Responsibilities included:

Prepared legal documents such as; Notice of Appearance, Stipulation of Substituting Counsel, Motions, Notice of Hearing, Affidavits, Defaults/Drop, all Foreclosure packages pursuant to Florida statue.

Prepared files for Final Summary Judgment of Foreclosure Hearings and calculation of final judgment totals for upcoming hearing and sending them to Clerk, Judge and/or Local Counsel.

Requested JFIGS to prepare AOI and complete Final Judgment.

Prepared AOM, and LNA to upload to client for execution.

Send documents to clerks for filing and recording

Regularly maintained status reports; meeting deadlines; documenting actions; inputting information into file and FIPS software.

Daily updated clients and software with file status.

Communication (verbal and written) with clients, clerks, judicial assistants, opposing counsel on all foreclosure matter.

The Law Office of Marshall C. Watson, P.A., Ft. Lauderdale FL (04/2006 – 02/2009) Full Practice in Mortgage Default & Foreclosure Firm

Senior Foreclosure Legal Assistant - Responsibilities included:

Prepared all legal documents such as; all affidavits, Notice of Hearing, Motion for Summary Judgment and all Foreclosure packages pursuant to Florida statue.

Prepared affidavits or other documents, maintain document file, and file pleadings with court clerk.

Prepared AOI, AOM, and LNA to upload to client for execution.

Send documents to clerks for filing and recording.

Coordinating upcoming MSJ and other Motions with opposing counsel.

Setting Hearings and/or Cancelling Hearing for all counties in Florida with the judicial assistants.

Regularly maintained status reports; meeting deadlines; documenting actions; inputting information into file database and case management software.

Communication (verbal and written) with clients, clerks, judicial assistants, opposing counsel on all foreclosure matter.

The Law offices of David J. Stern, P.A., Plantation FL (06/2004 - 04/2006) Full Practice in Mortgage Default & Foreclosure Firm

Foreclosure Legal Assistant - Responsibilities included:

Prepared all legal documents such as; affidavit, stipulation agreement, and reinstatement/payoff letters.

Requested reinstatement and payoff figures from clients.

Prepared and Transmitted Reinstatement and Payoff letters including Post-Judgment Payoff letters.

Managed pending Reinstatement and Payoff work via reports.

Communicated with attorneys, clients and team members for accurate and timely preparation of letters.

Quoted fees and costs to clients.

Candy Cahua

14025 Turning Leaf Drive, Orlando, FL 32828 407-***-**** acxrvt@r.postjobfree.com EDUCATION _

Hallandale Adult Center, Hallandale FL

High School Diploma

2004

COMPUTER SKILLS _

Operating Systems: Microsoft Windows, Macintosh

Applications: WordPerfect for Windows, Microsoft Word, Microsoft Excel, Microsoft Access, Microsoft PowerPoint, Outlook

Other Skills: Case Management System, Tempo, Lender Processing Services (LPS), VendorScape, NewTrak, New Image.

SKILLS _

Effective team player with exceptional communication and interpersonal skills.

Ability to organize and prioritize numerous tasks and complete same under time constraints.

Excellent time management, organization and problem solving skills.

Success oriented with high energy and positive attitude.

Hard-Working with strong sense of responsibility and commitment.

Ability to proofread typed material for grammatical, typographical or spelling errors.

Experience in title examination and legal description comprehension

Experience and knowledgeable with Regulation Z consumer compliance regulation, TILA, and AML.

I am well-versed in FDIC and related banking regulations. SUMMARY _

Overall I am an energetic individual who is a quick learner & a real starter that requires little training.

I work extremely well under pressure.

I am able to work in a multi-task and fast-paced environment.

I am fluently Bi-Lingual (English & Spanish).

I also have a lot of honesty, integrity, trustworthiness and ambition in me.

I am extremely motivated to achieve personal and professional goals.

I am prepared physically and mentally for any challenge and success, because I have the desire to succeed.

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