Customer Information

M P SARATH BABU.

E-mail: *************@*****.***

Mobile: 901-***-****,

CAREER OBJECTIVE:

A Suitable position where my skills may be adequately utilized and thus providing me the opportunity to make strong contributions to organizational goals through continued development of professional skills.

Key Skills:

Work well as a team member

Ability to adjust to any work environment.

Good communication skills

Hard working, and self-motivated

Ability to learn new technology & Positive thinking

PROFESSIONAL EXPERINCE (FROM Feb 2015)

One year two months of Experience as a Quality control Team in Loan origination team

Company: First American India PVT LTD.

Project: Loan origination

First American provides financial services through its Title Insurance and Services.

Process to Audit : Closing Package, Final Document, REO Closing, Curative and HUD.

Incumbency : Dec 2014 to Till date

Role as Associate in FAI:

Closing Package -

In closing package QA verified all necessary information updated in Fast Application and SEC-Unsigned Lender docs which include all the required loan document wherein we reviewed loan info, Lender state, Borrowers signature, signing date, loan amount, payoff, Alerts, Final vesting and Riders and more to identify any discrepancies.

Final Document –

In Final document QA follow to complete a full review of the loan package to ensure Legal, Lender and title company requirement are met. Need review all these docs HUD-1, 4506-T, Security Instrument, Note, Truth in Lending, Riders, Right to cancel, Legal description and more and also verified certain details and task completed tab in FAST application and if any discrepancies identified or not matching with SOP.

HUD -

Verify the Borrower and Property information are mentioned correctly in the HUD.

Updating the entire borrower charged fee in Unifi and Balance the HUD.

Validate whether the bottom line of HUD (Cash from borrower or cash to borrower) is within the account conditions or not.

Closing the loans within the TAT limits and also within the scheduled closing timings

Reviewing all the required funding docs at the time of funding to facilitate the FC to release the wire within the time.

Communicating with onshore staff and Third parties through e-mail (Outlook).

a.Working on escrows and validating loan terms with documents.

b.Closing Protection letter (CPL): Property information

c.Title Commitment: Vesting information, Taxes, loan amount, liens and property details

d.Hazard & Flood insurance : Verifying the premium amount, property details and Mortgage clause & Validity

e.Pay Off: Updating the payoff account information in system.

f.Validating fees with invoices and updating payee names.

g.Validating the Vesting information and marital status with Mortgage & Deeds.

h.Verifying the Borrower and property information, matching fees with system.

i.Updating Cures and Matching Final GFE with Initial GFE.

j.Posting the final package to the title company and approval e-mails.

Applications: FAST, FAMS, Quick Base.

Worked as a Loan origination team QA.

Worked on processes such as Closing HUD, Curative, Subordination, closing package, file Review, Final docs, Disbursement, and Policy

We will check the Loan Documents Before loan approval, such as Documents are right or wrong customer signed or not all the Document’s. In Closing Package process.

Already customer having loan if customer required loan as per request we check the loan document it has been valid or not for reapprove for his request

Maintaining the Policy of Costumers loans

Responsibility

Handling the Allocations for team members,

Process improvements ideas like to control the errors in team provide the best services

Check the maintain the Quality of transition of the loans done by the team members

PROFESSIONAL EXPERINCE (EXPERINCE 1 year 11 months)

1 year 11 Months of Experience as a Business Annalist at IBM Daksh Bangalore Karnataka from March 04th 2013.to Feb-01th.2015

Company: IBM

Client: Westpac

Job Profile:

“Westpac Bank” –it is an Australian biggest bank, for the banking transaction it’s using Web based application

Worked as a loan Maintenance investigator

Our client Westpac, providing services to the customer who has in loan in Westpac Bank

We will check the eligible criteria and proceed with the request based on the bank procedures

Maintaining the funds credit /debit transactions between customer and Westpac

Reviewing and analyzing the customer packages benefits to reduce the interest rate

Calculating customer loan Limit Reduction, Terms Reduction and payment -resolution to get the excess fund from hid loans

Reporting to the client about unapproved Documents' invalid sign Documents'

Applications used: DCMS, SLS, CIS, BDE, MSS, & GOE.

Responsibility

Handling the Allocations for team members,

Handling the production have to complete within 24hrs TAT time

Check the maintain the Quality of transition of the loans done by the team members

Communication with the Australian clients with the process handled and got the good feedback from the performed

Process improvements ideas like to improve the process level and control the errors provide the best services

ACADEMIC PROFILE

MBA in Finance and Human Resource from Bangalore University

Course

University/Board

College/School

Period

Percentage

MBA

Bangalore University

Shushruti Institute of Management Studies.

2012

66.43%

B.COM

S.K. University Anantapur A.P.

Vidya Rathna Dr K.G.A Guptha Degree College.

2010

62%

C.E.C (PUC)

Board of Intermediate Education

Smt.Pramilamma&Sri, K.G.A.Guptha Junior college, Agali.

2007

64.4%

SSLC

Board of Secondary Education

Z.P High. School.Agali

2005

49%

ACADEMIC PROJECT DETAILS:

1) Project Title:

INTERNSHIP PROGRAMME AN ORGANIZATION STUDY AT KARNATAKA ANTIBIOTICS & PHARMACEUTICALS LIMITED. Bangalore.

Year 2010-11

Duration: 1 month. In 2nd semester MBA

2) PROJECT REPORT

“A STUDY ON WORKING CAPITL AMANAGEMENT” AT KARNATAKA SOAPS & DETERGENTS LTD. Bangalore

Year 2011-12

Duration: 1 month (in 4th semesters MBA)

PERSONAL DETAILS:

Name : M.P.SARATH BABU,

Father Name : PANDITHARADYA,

Mother Name : BHAGYA,

Date of Birth : 20-05-1990,

Sex : Male,

Marital Status : Single,

Local Address : C/O Anusuyamma Building,

New massed Road,

#26,2nd Cross, T.Dasara Halli, Bangalore 560057

Permanent add : S/O PANDITHARADYA,

ANANTAPUR (D), MADAKASIRA (TQ),

AGALI POST, VILLAGE & MANDAL,

Pin: 515311.

Mobile: 901-***-****, 812-***-****

Soft Skills

Tally .7.2

Operating Systems: Windows

ERP SAP (FI/CO)

MS Office

HOBBIES:

Listening to music, playing indoor games, Travelling.

LANGUAGES KNOWN:

English,Telugu, Kannada,Hindi

DECLARATION:

I hereby declare that the above information is true to best of my Knowledge”

Place: Bangalore

Date: Sarath Babu M P

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