MICHAEL D. LANG

***** ******* ******

PARKER, COLORADO 80134

303-***-****

acxbnt@r.postjobfree.com

SKILLS AND ACCOMPLISHMENTS

Strong management and communication skills (verbal and written). Ability to multi-task, adjust and adapt to changing situations. Proficient in Microsoft Word, Excel, Outlook and GroupWise. Working knowledge of Oracle, PowerPoint, SAP, Visio, Internet Explorer and Netscape Navigator.

EXPERIENCE

3/2013 – 4/2016 ProBuild. Denver, Colorado

Position: Sr. Credit Underwriter

Promoted to Sr. Credit Underwriter within 6 months of employment.

Negotiated reinstatement of accounts directly with clients.

Negotiated contract agreements with contractors and sub-contractors.

Communicated with applicants on contracts and credit line approvals.

Analyzed and assessed background credit to establish credit lines up to $100,000.

Contacted trades to determine payment history.

Wrote credit recommendations for management on accounts over $100,000.

Developed and maintained productive business relationships with sales.

2/2009 – 3/2013 Leprino Foods Dairy Products. Denver, Colorado

Position: International Credit and Collection Analyst

Promoted to oversee all 273 international business accounts including collections.

Communicated directly with CEO, CFO and finance department regarding contracts.

Negotiated settlements and reinstatements.

Processed over 125 annual credit reviews.

Established credit limits increase/decrease according to payment history and financials.

Maintained ADL (Average Days Late) under 1.0%

Responsible for initiating and facilitating meetings to discuss client’s credit and purchasing status.

4/2002 – 9/2007 United States Forest Service. Broomfield, Colorado

Position: AD7 Firefighter

Firefighter - Department of Agriculture.

Ramp Manager Trainee - Oversaw and trained team members in all ramp operations, including but not limited to all aircraft movements, safety, placements and loading procedures.

Mixmaster Trainee - Responsible for proper mixing, handling and quality control of retardant loaded into Airtankers, per National Lot Acceptance and quality control procedures.

Loaded retardant on firefighting aircraft actively involved in wildland suppression.

Communicated directly with pilots and aircraft crew to identify any potential needs or issues.

Managed pit crew to properly execute loading of firefighting aerial aircraft.

Fixed Wing Parking Tender - Responsible for maneuvering aircrafts on the ramp to ensure the safety of pilots, crew and ramp personnel by using nationally approved Airtanker Operations Hand Signals.

Maintained ramp safety by performing FOD walks and sweeping excess retardant after loading Airtankers.

Conducted briefings to ensure proper loading procedures.

2/2001 - 5/2004 On Command, Greenwood Village, Colorado

Position: Accounts Receivable Supervisor/ Credit Analyst Supervisor

Managed nine employees in collections/credit for over 3000 clients.

Developed and initiated collection programs.

Determined credit status for client’s interruption of services/reinstatement of services.

Lowered outstanding collections by 23.0%.

Developed and maintained professional relationships - internally and externally.

Created month-to-month and year to date tracking projections.

Created multiple tracking reports for VP’s and CFO.

6/1996 - 9/2000 American Securities Transfer & Trust, Denver, Colorado

Position: Corporate Credit Manager/Corporate Credit Analyst

Managed all corporate collection activity including corporate case management.

Acted as liaison for the company's CEO, CFO and corporate attorneys

Negotiated settlements for account reinstatement.

Managed delinquent accounts and evaluated credit lines.

5/1992 - 6/1996 First Community Industrial Bank, Lakewood, Colorado

Position: Sr. Loan Officer/Collections Manager

Managed three employees in collection activities and maintained bad debt write-offs for the branch under 1.0%.

Originated loans for personal, home equity, note, mortgage, automotive and retail products.

Qualified applicants for all loans by reviewing personal credit with income.

Responsible for all loan collections. Note, personal, 1st and 2nd mortgages.

Maintained lowest delinquency for eight branch locations.

Created and established new accounts.

EDUCATION

Passed NASD Series 6 and 63

Colorado State University, Fort Collins, Colorado

Courses studied: Psychology and Speech Communications

Riverside College, Riverside, California

Courses studied: General electives

REFERENCES AVAILABLE UPON REQUEST

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