Underwriter

Jeremy Mitchell **** Murrieta Way

817-***-**** Fort Worth, TX 76244

******.**********@*****.***

Objective:

To obtain a position that challenges my skills and experience, offering an opportunity for career growth and advancement.

Employment:

10/5/2016 – present Pro-Unlimited (Contract for First American Title Company) Closer

Review loan documents for accuracy

Gather state required docs to package loan for closing

Edit security documents per state guidelines

Prepare Hud/Closing disclosures

Send packages with closing instructions to signing agents

Maintain 15 packages per day

2/01/15 – 10/05/16 Freeman – Decorator (trade shows)//

Shipping and receiving

Layout booths and construct displays for shows

Load and unload supplies for shows (use of forklifts required)

Hang displays and signs (use of scissor lifts or boom lifts on occasion)

1/1/15– 5/1/15 Summit Financial – Accounting

Locate revenues owed to advisors from vendors

Run reports to designate funds received to proper accounts

Cut checks for pay, bonuses, and bills

8/01/14 – 4/30/15 Silicone Valley Servicing – Mortgage Underwriter contract with Chase (FHA)

Review all documentation for accuracy and completion

Calculate income and run analysis

Review waterfall and determine the appropriate program for the customer

Maintain monthly quality and production goals

2/25/13 – 12/15/13 Wells Fargo – Mortgage Underwriter (HARP/Conventional)

Condition loan file for needed documents (income, asset, letters of explanation)

Review all documentation for accuracy and completion

Calculate income, LTV, DTI, and other parameters to determine eligibility

Review appraisal, title and other documentation on the value of the asset to verify loan qualification.

5/28/2012 – 9/15/2012 NewBold Advisors (contract at MetLife) – Loss Mitigation Underwriter (FHA/VA/FNMA)

Worked a portfolio of government loans requesting assistance through HAMP or traditional MOD, or HAFA short sale.

Maintained a 24 hour turnaround time on each file.

Calculated income using multiple sources to verify qualification.

Insured all completed files passed QC and investor guidelines.

3/15/2010 – 5/28/2012 FNMA – Sales Representative REO Outsourcing

Managed a portfolio using reports and other various systems through outsourcing.

Maintained goals that included gross execution, sales, closing, aged percentage, and runoff.

Coached and trained asset managers on FNMA guidelines and procedures.

Attended all trainings on FNMA regulations and guidelines.

Worked with local governments, asset managers, and agents to stay current on changing market conditions and all issues pertaining to asset marketing.

Jeremy Mitchell 5312 Murrieta Way

817-***-**** Fort Worth, TX 76244

******.**********@*****.***

07/06/09 – 3/10/2010 American Home Mortgage Servicing – Special Servicing Negotiator

Worked a portfolio of Option ARM Interest only loans.

Worked a non-liquidation strategy.

Negotiated short sales and deed in lieu.

Performed HAMP and Non-HAMP modifications to facilitate refinancing.

Maintained a monthly QC score of over 85%.

Maintained a portfolio of 180-200 active files.

01/15/08 – 6/29/09 AssetLink – Asset Manager – Remote (Based in Wheatridge CO)

Assigned assets to brokers and monitored corresponding task list for each asset.

Ensured all properties were ready to list and show, meeting and exceeding client standards.

Created a market plan for the agent to follow to obtain asset contract.

Maintained list reductions per SLA and a low aged asset portfolio.

05/01/07 – 1/14/08 Residential Credit Solutions – Special Loan Servicing Specialist - Ft. Worth, TX

Worked both a current portfolio and mixed “scratch and dent” and foreclosure portfolio.

Utilized credit bureaus, skipping websites and loan documentation to locate delinquent customers.

Maintained a monthly QC average.

Negotiated short sales, deed in lieu, loan modifications, and repayment plans to minimize company loss.

01/01/07 – 04/27/07 Saxon Mortgage Services, Inc. – Special Loan Servicing Specialist - Ft. Worth, TX

Worked a “scratch and dent” portfolio.

Worked first payment defaults and orphan second liens to negotiate a payment plan or a short sale/DIL.

Maintained a monthly QC average with 100-150 loans, working to move loans to an investor portfolio.

09/01/06 – 01/01/07 Saxon Mortgage Services, Inc. – Loss Mitigation Work Out Specialist - Ft. Worth, TX

Worked assigned files within 24 hrs with a resolution call within seven days.

Provided the best resolution (MOD, RPY, DIL, or S/S) for both the customer and the company.

Maintained monthly QC average with 80-120 files, working to reduce total department delinquency.

12/14/04 – 08/31/06 Saxon Mortgage Services, Inc. – Loss Mitigation Specialist - Ft. Worth, TX

Collected mortgage payments, past due fees, and resolved issues on accounts 60 days or more past due.

Provided assistance to the Work Out department by referring accounts that qualify for modifications.

Communicated fluently in a collections atmosphere and defused potentially escalated conversations.

Assisted and supported the call center for explanation of fees and/or foreclosure proceedings.

Worked to mitigate company loss by avoiding REO properties.

Maintained a payoff shortage collections portfolio.

Education:

` 2003-2005, N.E. Tarrant County College - Hurst, TX

2002 Fossil Ridge High – graduated Texas Scholar – Fort Worth TX

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