WESLEY L. GRANT

*** ******** ****** #***

San Marcos, CA 92069

310-***-****

WORK EXPERIENCE

Present C&I Underwriter/CRE Underwriter/Single Family Underwriter/Asset Manager

Responsibilities: o Frontline Underwriting for various Financial Institutions

Independent Contractor; participated in the Resolution Trust

Corporation Contract Registry Program – specializing in workout

Loans. Managed teams of underwriters, on various projects.

o Due Diligence, Loan Underwriting, FHLMC, FNMA

guidelines. Underwrote commercial and Single Family

1 – 4 and jumbos, analyzed tax returns. Foreclosures and B&C

Loans and Multi-family, and Construction loans.

o Provide technical assistance to Program Management Center,

and Economic Development Program.

o Responsible for lender procurement of all types of SBA loans

i.e. equipment, franchise’s construction, etc.

Achievements:

o FDIC – Contract work, various locations 07/2009 to Present

o Site underwriting Well Fargo Mortgage 01/2009 to 07/2009

o Sr Credit Officer Greenpoint Mortgage / North Fork Bank 04/2006 to 04/2008

o Team Lead One United Bank, 04/2005 to 04/2006

o Contract underwriting for various Financial Institutions to present

o Contract underwriting for Countrywide Securities, Countrywide QC, 08/03 to 09/04

o Site underwriting for Wells Fargo Mortgage, 06/03 to 08/03

o Due Diligence Bohan Group 02/01 to 06/03

o Site underwriting for Bank United 4/1/97 to 2/18/01

o Resolution Trust Corporation, specializing in all types of workout loans and contract administrator for hotels, commercial and industrial buildings, multi-family apartments, mix use, & co-ops loans, and C& I loans, Acting as Asset Manager 1992 to 1997

o Obtained 100% approval on all recommendations to the

Program Management Center, Economic Development Program.

Developed Century Freeway Loan and Bond Program.

o Organized and developed extensive Middle Market and SBA

Loan Portfolio.

FIRST INTERSTATE BANK 1/1981 – 2/1982

Gardena, California

Corporate Banking Officer

Responsibilities: o Handled $50 million dollar portfolio. Involved with all types of

Commercial lending from $50,000 to $20,000,000.

Wesley L. Grant

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o Analyzed commercial statements; made credit decisions,

wrote loans and prepared all related documentations.

o Transacted Letter of Credit, French Franc Loans and

Euro-Dollars Foreign Drafts.

o Business Development.

Achievements: o Organized middle market sales force.

o Business Development team leader.

o Maintained extensive portfolio mix of business, i.e.,

manufacturing; steel, plastics, aircraft parts, and fiberboard.

LLOYDS BANK OF CALIFORNIA 3/1978 – 4/1980

Los Angeles, California

Corporate Banking Officer

Responsibilities: o Handled $20 million dollar portfolio

o Analyzed financial statements.

o Business Development.

Transacted letters of credit and bankers acceptances.

Achievements: o Finished #1 in credit training class.

o Assigned to corporate division.

o Finished in top three in sales and Business Development in

1979.

o Portfolio consisted of: Atlantic Richfield

Pacific Telephone

Transamerica Financial

Dames and Moore

Global Marine

112/1976 – 3/1978 IMPERIAL BANK

Inglewood, California

Commercial Loan Officer

Responsibilities: o Managed bank’s SBA Portfolio.

o Business development with emphasis on

solicitation of new customers and community

awareness of bank.

Achievements: o Developed bank’s CRA Program

o Achieved greater community awareness.

o Created top SBA Division among small banks.

EDUCATION

BACHELOR OF ARTS DEGREE, 1974

University of California, Los Angeles

Major: Political Science, Minor: Economics

American Institute of Banking – Area of Study:

Negotiable Instruments; Analysis of Financial Statements

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