Leuchia Phenix

214-***-**** (cell)

Objective

I seek to add value to a financial service organization in banking, accounting and mortgage industries by utilizing my diverse skills and expertise to increase profitability.

Background Summary

Financial Services Professional with years of progressive industry knowledge. Processed and prepared accounting QuickBooks and retail mortgage loans. Proven ability to work will under pressure and build strong relationships with staff and customers.

Professional Experience

Fannie Mae 11/10 – 04/16

Underwriter - Credit

Review loans documentation to ensure loan packages are completed.

Obtained missing documentation related to income, assets and liabilities.

Verification for employment and deposits

Manage a pipeline of loan files in various stages of processing as designated by management and insure custom service standards are met.

Input proper loan information into the system for processing.

Review financial information and documents for accuracy and completeness and calculate income and review assets and liabilities to insure compliance with guideline.

Review appraisal, Titles, credit report and DU result.

Capitalone Bank (contract) 09/09 – 08/10

Retail Loan Operation Processor III Accountant

Assist with wire transfers, and provide weekly bank wire report.

Process daily checks requests, verifying supporting documents.

Reverse the return items payments and balance each batch of work in a timely manner.

Assisted in maintaining the general ledge including the preparation of journal entries and assisting with balance sheet account analysis and reconciliation.

Reconcile cash receipts, and make bank deposits.

Aurora Loan Services 08/03 – 10/08

Underwriter Coordinator

Ensure that all loan files meet all regulatory/RESPA requirements through all phases of the loan file.

Responsibilities included the review of underwriting guidelines from new sellers and offer feedback for final approval.

Performed a thorough review of the documents provided by the customer as required by the purchaser.

EMC Mortgage Company (contract) 02/02 – 02/03

Loan Processor

Processed and prepared for closing retail mortgage loans (purchase and refinance).

Set up files and ordered necessary exhibits for appraisal and credit reports.

Reviewed approval conditions for accuracy and structure loans according to policy requirements and credit quality.

Assists underwriter by calling loan officer about the conditions.

Transamerica (contract) 01/01 – 04/02

Research Team Associate/Mortgage Tax

Responded to written and telephone request for tax bills refunds.

Typed letters, checks and other documents used for collecting disbursing and recording escrow account payments.

Bank of America Prior to 2000

Financial Specialist

Prepared excel sheet for adjusting entries (Debit and Credit).

Monthly account reconciliations required on various general ledge accounts.

Research and process charges-backs, returns, bad checks and claims of invoice payments.

EDUCATION

Associate of Arts in Accounting/Degree

AWARDS

Credit 201 class

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