Manager Management
Resume:
VISHAL TIWARI
********@*****.***
A performance-driven professional targeting assignments in RetailAsset Operations Group and Client Relationship Management
Industry Preference: Banking / Financial Services
Location Preference: Delhi NCR/Lucknow
PROFILE SUMMARY
A motivated professional with more than 3 yrs and 2 months of experience in Retail Asset Operations Group.
Recently associated with Kissandhan Financial Pvt. Ltd. (A Company of Sohan Lal Commodities Management Group) as Manager- Operations(Team Leader).
Also having rich experience of 3 yrs working with ICICI Bank as Deputy Manager (Location Head-Operations)
Manage the process of KYC, Financial Docs, Process &Complianceat the time of Sanctioning and Disbursement of various products.
Hands on experience in Eligibility of customer as per Credit condition, checking creditability of Customer and Disbursement process.
People & Time Management are key skills tested every day
Ensuring quality of work without affecting productivity
Well organized with a track record that demonstrates self motivation, creativity and initiatives to achieve the set goals and strong inter Personal Skills, Good Reasoning and Analytical Skills.
A multi-tasker having excellent interpersonal and relationship management skills & also able to work as Team Leader as well as Team Player.
CORE COMPETENCIES
~Team Management ~Retail Asset Operations ~Banking
~KYC Management ~MIS Reporting ~Relationship Management
ORGANISATIONAL EXPERIENCE
Current Organisation
Kissandhan Financial Pvt Ltd as Manager Credit-Ops
May'16 Onwards
Previous Organisation
ICICI Bank Ltd as Deputy Manager Ops
May'13-April'16
Job Profile :
Processing of Loan Against Property(LAP),Working Capital & OD Limits(RBC & BLG), Sanction&Disbursement of Home Loan, Commodity Based Financing(CBF)and ConsumerLoan(Personal Loan, Auto loan & Commercial Vehicle Loan).
Checking of files as per prescribed NDC(Non discrepancy Checklist.
To check authenticity of customer profile and collateral documents (Risk check).
Financial Data Analysis for OD Limit & HFC.
Quality disbursement through Finnone and e-CBF with ensuring portfolio quality for the product in the location while maintaining reasonable TAT.
Handhold experience of credit conditions, requirements and process implementation.
Working closely with functions such as Business Team, Credit Team, Policy & Product Team to maintain a smooth flow of activities.
Taking initiatives on process improvement.
Preparation of Daily & Monthly MIS as per volume handled and team productivity.
Initiated projects for Team learning and Process implementation.
Major Achievements:
Decrease Turn Around Time(TAT) approximately 50% and reducing Rework on files by providing trainings to DMAs, DSTs & Counsellors.
Highlights:
Proficiency in Finnone&eCBF (e Commodity Based Financing)
Touch in Finacle
Team Management,
KYC Guidelines, Financial, Process &Compliance Check.
Taking initiative in process improvement.
EXTRACURRICULAR ACTIVITIES
Worked in a team of 12 members in CRC core team, handling the placement process and assisting the company’s recruitment team.
Responsibilities involved organizing seminars, presentations and other activities at the college.
ACADEMIC ACHIEVEMENT
Won 1st Prize in Singing in college fest Panache’2010.
Won 2nd Prize in Singing in college fest Panache’2008.
Won 3rd Prize in Dancing in college fest Panache’2008.
IT SKILLS
Operating System: Widows 1998, XP Professional, Windows 7, Windows 8 & Ubuntu
Tools: MS-Office(2000, 2003, 2007 & 2010) &Libre Open Office
ACADEMIC DETAILS
PGDBM from ICICI Manipal Academy, Bangalore (KARNATAKA) in 2013 [7.2 CGPA]
B. Tech from Ideal Institute of Technology (UPTU), Ghaziabad (U.P) 2011[61.05%].
S.S.C. from Uttar Pradesh Board in 2007.
H.S.S.C. from CBSE in 2003.
Date of Birth:25th October, 1988
Languages Known: Hindi, English,Punjabi
Current Location: New Delhi
Current CTC: 4.4 LPA
Hobbies: Singing, Dancing & Reading Novels
Current Address: A 49-50, Nikunj Enclave, Uttam Nagar, New Delhi-110101
Declaration:
I hereby declare that the information provided above is true to the best of my knowledge.
DATE: (Vishal Tiwari)
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