Financial Analyst
Resume:
Maria Zlobina – Financial Analyst
Salt Lake City, UT 84129
**************@*****.***
SUMMARY
Financial Analyst / Auditor with experience in analyzing companies’ financial position, performance, potential and creditworthiness. Succeeded in search, systematization, evaluation and application of relevant information, project and time management, multitasking. Skilled at relationship building, mentoring, cooperation.
Demonstrated interpersonal, organizational, presentation skills.
Areas of expertise include:
Project Planning
Project Management
Team Building and Cooperation
Information Seeking
Analytical Thinking
Strategic Thinking
Achievement Orientation
Self-Confidence
WORK HISTORY
KPMG US
Senior Audit Associate 2015 - Present
Audit Associate 2014 - 2015
Audited financial statements more than 10 companies in multiple industries
Identified trends and relevant information, applied judgment to develop relevant expectations that led to higher efficiency
Utilized computer technical skills for data analysis and problem-solving
Supervised small teams up to 3 people, coordinated multi-functional teams so project goals and deadlines were met
Trained staff that reduced time for review and additional work
Built positive relationships and communication with clients’ management
Obtained 3 internal “Bravo Awards” for high performance and job commitment
Worked up to 85 hours a week to achieve project goals timely
Studied for CPA certification in addition to busy work schedule and passed all four exams
Recommended and recruited 3 employees that are demonstrating high performance
KPMG Russia
Audit Associate 2011 - 2014
Audited financial statements more than 6 companies from industrial markets
Managed small teams up to 4 people, assigned tasks, reviewed work and evaluated performance
Planned projects, monitored execution within established strict deadlines and budget
Identified opportunities for greater project results and predicted consequences of situations to plan accordingly
Demonstrated openness to new organizational structures, procedures, and technologies
Studied for ACCA certification in addition to busy work schedule and passed 10 exams
Explored opportunities for international experience and negotiated relocation to the US
Promsvyazbank
Credit Analyst 2011
Analyzed companies’ present and historical performance and financial results, projected net present value analysis, present value cash flow analysis
Evaluated current market conditions for multiple industries, identified main business drivers and business risks
Built companies’ creditworthiness and credit capacity analysis to eliminate credit risks for the bank
Brought 3 new clients and established positive relationships with existing clients which resulted in loan portfolio expansion
Proposed and presented detailed loan memorandums for Credit Committee’s consideration and had 5 loans approved and financed
Sberbank 2010
Analyst
Evaluated clients’ potential risk of loan default that helped to identify repayment issues on early stages and reduced bad debt reserve
Monitored clients’ financial results during the ongoing insolvency procedures
Proposed methods to improve financial position including debt restructuring that decreased bank’s losses
Determined market price of collateral and estimated bank’s net position for defaulted loans
EDUCATION
Postgraduate study in Novosibirsk State University of Economics and Management – one year of “Financial Management” Master program, Russia, 2011
Bachelor of Economics, Magna cum Laude – Novosibirsk State University of Economics and Management, Russia, 2010
CERTIFICATIONS AND PROFESSIONAL EDUCATION
Certified Public Accountants (CPA, CA) – completion expected in 2016
Association of Chartered Certified Accountants (ACCA) – 10 out of 14 exams
Courses attended (2014-2016): Project finance, Project Management Workshop, Building Business Acumen, Management Essentials, Strategic Interviewing with Professional Skepticism, Using the Cash Flows Statement to Detect Business Risks.
LANGUAGES
Russian (Native speaker)
English (Fluent)
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