Maria Zlobina – Financial Analyst

Salt Lake City, UT 84129

385-***-****

acv1nq@r.postjobfree.com

SUMMARY

Financial Analyst / Auditor with experience in analyzing companies’ financial position, performance, potential and creditworthiness. Succeeded in search, systematization, evaluation and application of relevant information, project and time management, multitasking. Skilled at relationship building, mentoring, cooperation.

Demonstrated interpersonal, organizational, presentation skills.

Areas of expertise include:

Project Planning

Project Management

Team Building and Cooperation

Information Seeking

Analytical Thinking

Strategic Thinking

Achievement Orientation

Self-Confidence

WORK HISTORY

KPMG US

Senior Audit Associate 2015 - Present

Audit Associate 2014 - 2015

Audited financial statements more than 10 companies in multiple industries

Identified trends and relevant information, applied judgment to develop relevant expectations that led to higher efficiency

Utilized computer technical skills for data analysis and problem-solving

Supervised small teams up to 3 people, coordinated multi-functional teams so project goals and deadlines were met

Trained staff that reduced time for review and additional work

Built positive relationships and communication with clients’ management

Obtained 3 internal “Bravo Awards” for high performance and job commitment

Worked up to 85 hours a week to achieve project goals timely

Studied for CPA certification in addition to busy work schedule and passed all four exams

Recommended and recruited 3 employees that are demonstrating high performance

KPMG Russia

Audit Associate 2011 - 2014

Audited financial statements more than 6 companies from industrial markets

Managed small teams up to 4 people, assigned tasks, reviewed work and evaluated performance

Planned projects, monitored execution within established strict deadlines and budget

Identified opportunities for greater project results and predicted consequences of situations to plan accordingly

Demonstrated openness to new organizational structures, procedures, and technologies

Studied for ACCA certification in addition to busy work schedule and passed 10 exams

Explored opportunities for international experience and negotiated relocation to the US

Promsvyazbank

Credit Analyst 2011

Analyzed companies’ present and historical performance and financial results, projected net present value analysis, present value cash flow analysis

Evaluated current market conditions for multiple industries, identified main business drivers and business risks

Built companies’ creditworthiness and credit capacity analysis to eliminate credit risks for the bank

Brought 3 new clients and established positive relationships with existing clients which resulted in loan portfolio expansion

Proposed and presented detailed loan memorandums for Credit Committee’s consideration and had 5 loans approved and financed

Sberbank 2010

Analyst

Evaluated clients’ potential risk of loan default that helped to identify repayment issues on early stages and reduced bad debt reserve

Monitored clients’ financial results during the ongoing insolvency procedures

Proposed methods to improve financial position including debt restructuring that decreased bank’s losses

Determined market price of collateral and estimated bank’s net position for defaulted loans

EDUCATION

Postgraduate study in Novosibirsk State University of Economics and Management – one year of “Financial Management” Master program, Russia, 2011

Bachelor of Economics, Magna cum Laude – Novosibirsk State University of Economics and Management, Russia, 2010

CERTIFICATIONS AND PROFESSIONAL EDUCATION

Certified Public Accountants (CPA, CA) – completion expected in 2016

Association of Chartered Certified Accountants (ACCA) – 10 out of 14 exams

Courses attended (2014-2016): Project finance, Project Management Workshop, Building Business Acumen, Management Essentials, Strategic Interviewing with Professional Skepticism, Using the Cash Flows Statement to Detect Business Risks.

LANGUAGES

Russian (Native speaker)

English (Fluent)

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