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Real Estate Insurance

Wayne, NJ
April 13, 2016

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Bernadette M. Hamm

** ***** *** ****, **********, NJ 07921

Cell Phone: 732-***-****

E-mail address:

I am a responsible and detail oriented individual. I can work in an independent or team environment and am task and goal oriented. I am pursuing a position with a company that is focused on growth and rewards dedication and achievement.


Proficient in all aspects of Real Estate. I have listed and sold properties in New York. I am able to assist in a Real Estate transaction from drafting and executing a Contract through the Post Closing process.

Corporate/Commercial Lease administration experience demonstrating my strong financial/analytical skills, strong organizational skills, ability to process work quickly and accurately and proficiency in MS Excel & supporting databases.

Experience and training in Property and Casualty Insurance and Title Insurance. I have found that my knowledge in Real Estate and Insurance as a benefit to both professions.


June 2011 - Present, Corporate Real Estate Lease Analyst, SAVILLS STUDLEY INC., Lease Analyst for Pitney Bowes, Inc. CRE Lease Administration Department

Manage Pitney Bowes’ real estate portfolio consisting of 250+ locations (prepare correspondence to Landlords, analyze and evaluate Lease documents, generate monthly financial reports and process all rent payments for income and expense leases. Key point of contact - Database maintenance/reporting/rent processing & subtenant billing. Special projects as needed/Ad Hoc Reports.

Responsible for communication between Landlords and Pitney Bowes CRE staff and work directly with the Director of Real Estate on projects and reports. Prepare correspondence to Landlords from client and prepare agenda and minutes for monthly call w/client.

Abstract and provide analysis of all Lease documents – including expense projections, straight-line and prepare OPEX reconciliations for subtenants. Request and create Vendor ID’s in the client’s database.

Generate and evaluate monthly reports and Track Critical Dates (specifically, tracking critical dates as provided in the Leases and notifying client of impending key date.)

Request Insurance Certificates.

Abstraction of legal lease documents (Amendments, Estoppels, SNDA’s and Notices.) Request Insurance Certificates.

Assist in preparation and presentation of QBR for client; Prepare monthly client billing.

Prepare cost analysis reports for client (ie: calculate Termination Fee, requirements for Termination and Surrender of Premises and provide cost analysis of full term occupancy against early termination option.)

November 2007 - January 2010, Corporate Real Estate Lease Analyst, JONES LANG LASALLE, Lease Analyst for AT&T CRE Lease Administration Department.

Supported CRE Portfolio Management, CRE Transaction Management & AT&T Network Operations in all facets of administering Real Estate related leases.

Responsible for Lease analysis (abstracting/file/database maintenance, manage fiduciary relationships with Landlords & Tenants, Lease payable management, merger & acquisition/internal property migrations, monthly report analysis & distribution), Lease compliance reviews (enforced the SOA (Schedule of Authorizations) for Client’s Lease documentation.)

Maintained Client’s Lease database (Corporate disclosure reporting, Business Partner & Vendor maintenance/set-up) & was responsible for any external or internal audits (in depth reviews of documentation & financial transactions with auditors.)

August 2006 - September 2007, Real Estate Paralegal, ROBERT T. McNALLY, LLC

Assist Attorney in Purchase and Sale Residential Real Estate transactions.

Responsible for clearing all Title exceptions prior to closing, review Surveys, preparing HUD Settlement statements and disbursing funds at Closing.

Responsible for forty residential real estate files.

General administrative duties.

August 2004 - March 2006, Legal Assistant, WOHL GOLDSTEIN & ZALEWSKI, P.A.

Legal Assistant to three Attorneys in a Land Use/Real Estate law firm.

Assisted in Landlord/Tenant matters, drafting Summons, Complaints and Certifications and filing these documents with the Court.

Responsible for the Estate administration files for the firm and assisted the Attorneys with drafting Wills and filing Estate documents with the Surrogate's office, State and Federal Government.


Responsible for the management of the Homeowner's Insurance policies and files for the Brokerage, Attorney's correspondence, preparation of real estate documents, maintenance of files and law library, preparation of individual State and Federal tax returns and Estate/Inheritance tax returns. Assisted the Attorney in Arbitrations, Hearings and Closings.

August 1999 - June 2000, Closing Coordinator, Post Closing Department, EXPRESS FINANCIAL SERVICES

Responsible for scheduling closings, notifying all parties of the Closing, reviewing and delivering Closing documents, submitting executed loan documents to the bank, disbursement of the loan and issuance of final Title Policy to the Homeowner and Bank.

January 1998 - July 1999, Account Representative, NJ State Division of Taxation, PAYCO, G.A.C.

Researched NJ State 1040 tax forms for errors and deficits, collected tax deficits in full and advised NJ taxpayers on the proper procedure to file an amended tax return. Obtained the highest case resolutions in the department (50+ cases per month).

August 1996 - December 1998, Assistant Teacher/Teacher, EDEN II SCHOOL FOR AUTUSTIC CHILDREN

Created individual education programs for each student (six students in my class) as well as, provided additional home instruction for parents and siblings of the autistic student. Trained in Applied Behavior Analysis, providing autistic students with skill in areas such as communication, daily living, academics, socialization, speech and language.


Professional School of Business, Title Insurance, June 2000.

The College of Insurance, New York Property & Casualty Insurance, 1999-2000.

Brooklyn Real Estate School, New York Real Estate Agent, July 1999.

Douglass College, Rutgers University, Special Education/Elementary Education, 1993-1997.


MS Word


SAS 70


HUDWIN (HUD-1 Settlement statement program)


References are available upon request.

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