Senior Director / Senior Vice President

214-***-**** - Lewisville, TX - ********@*****.***

https://www.linkedin.com/in/billcukr

Well organized and detail minded executive offering years of experience in leadership, financial management, third party management, operational excellence, strategic planning and risk management.

A proven track record for reducing cost, enhancing revenues, improving / implementing controls, identifying and reducing risk and streamlining processes / procedures. A team player, but influential in a matrix environment through metric and financially supported recommendations.

High level proficiencies in:

Sales, Fulfillment and Operations Excellence

Financial Planning and Analysis

Financial Systems & Data Warehouse

Internal Controls / Sarbanes-Oxley

Long Range Strategic Planning

Asset, Capital and Cash Flow Management

Excellent communicator and team player

Third Party Management

Management Development

Investment / Divestiture

Process Improvement

CFPB and OCC Regulations

Real Estate and Leasehold Management

Model Governance

Policy and Procedure creation and management.

Professional Experience

Capital One Home Loans, Plano, TX 09/2014 - Present

Senior Director

Provide experience and knowledge to engineer Capital One’s market share enhancement in the mortgage market. Involved in all facets of business from origination through servicing.

Operational focus placed on development and implementation of metrics to reach “target economics” within 18 months; with particular focus on employee productivity, asset procurement and related key metrics.

Directed regulatory stress testing environment (CCAR) for the mortgage division.

Business risk office monitoring regulatory compliance (CFPB, OCC), including Third Party Governance.

Nationstar Mortgage, Lewisville, TX 09/2011 – 07/2014

Senior Vice President

Tasked to build an enterprise wide corporate infrastructure to support the recent IPO.

Managed newly created Vendor Procurement & Governance (TPM);

All levels of procurement governance, including vendor approval and vendor monitoring in accordance with OCC, CFPB and other regulatory governance.

Managed corporate procurement. Annual spend in excess of $500 million; including Technology, HR, Marketing and operations support.

Expense management project centralized numerable functions across enterprise, established new policies/procedures and reduced expenses by 15%.

Developed and managed Strategic Planning, Policy & Procedure and enterprise expense management.

Caliber Funding, Irving, TX 01/2010 – 07/2011

Executive Vice-President

Hired by the incoming President to establish a metric driven finance platform for the Retail and Wholesale origination units.

Managed corporate cash flow analysis along with production and financial projections for retail and wholesale platform growth; including analysis of banking and warehouse relationships and accounting processes.

HR Administration

American Home Mortgage Servicing, Coppell, TX 03/2009 – 12/2010

Senior Vice-President

Created a Financial Planning & Analysis team to support the new entity (American Home Mortgage was the servicer or record for three purchased MSR Alt A / Subprime portfolios).

Focused on the optimization of operational profit and other FP&A responsibilities across the corporate infrastructure.

Managed Third Party Risk evaluation.

Countrywide / Bank of America, Plano, TX 12/2001 – 01/2009

EVP & Divisional CFO

Executive committee with of the Wholesale Lending Division.

Direct oversight of all origination and fulfillment operations.

An influential leader in establishing how the profitability was measured for each facet of the production and fulfillment units.

Role encompassed strategic planning, pricing, compensation, compliance monitoring and all analytical support for the business unit.

Nationstar Mortgage, Lewisville, TX 03/1997 – 12/2001

Vice-President – Finance & Risk

Developed entire finance framework for this new start-up company including pricing, reporting, compensation, accounting, FP&A and company wide analytics.

Directed all third party vendors (Vendor Management), minimizing risk and optimizing economics.

Education and Certifications

Master of Business Administration Fort Worth, TX

Texas Christian University

Baccalaureate of Commerce Calgary, AB Canada

Southern Alberta Institute of Technology

Chartered Public Accountant Calgary, AB Canada

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