Manager Sales

DARIA BIZACKY

*** * ******* **, *** ***, Coppell, TX, 75019

469-***-****, act6gh@r.postjobfree.com

EXPERIENCE

**** – 2014 Raiffeisenbank Austria d.d. Zagreb, Croatia (Branch Osijek)

Senior Business Relationship Manager in Corporate Department

-Management of personal client portfolio (preparation and analysis of financial data, structuring the financing, preparation of credit applications and credit reviews, reports, payment instruments, collateral)

-Sales of Bank’s risk products (loan, guarantees, credit cards, payment operations etc.)

-Monitoring of personal and team goals achievement

-Consultation with client regarding what kind of financial service they need

-Claims monitoring and collection

-Coordination of business activities with superiors, members of team and other departments of the Bank

-Note: Official written language in Raiffeisenbank Group is English

2007 – 2011 Raiffeisenbank Austria d.d. Zagreb, Croatia (Branch Osijek)

Senior Account Manager in Corporate Department

-Sales of Bank’s risk products (loan, guarantees, credit cards, payment operations etc.)

- Monitoring of personal and team goals achievement

-Consultation with client regarding what kind of financial service they need

-Preparation and analysis of financial data, structuring the financing, preparation of credit applications and credit reviews, reports, payment instruments, collateral

-Correspondence with clients

-Claims monitoring and collection

-Coordination of business activities with superiors, members of team and other departments of the Bank

2005 – 2007 Raiffeisenbank Austria d.d. Zagreb, Croatia (Branch Osijek)

Account Manager in SME Department

-Sales of Bank’s risk products (loan, guarantees, credit cards, payment operations etc.)

-Consultation with client regarding what kind of financial service they need

-Preparation and analysis of financial data, structuring the financing, preparation of credit applications and credit reviews, reports, payment instruments, collateral

-Correspondence with clients

-Claims monitoring and collection

-Coordination of business activities with superiors, members of team and other departments of the Bank

2004 – 2005 Raiffeisenbank Austria d.d. Zagreb, Croatia (Branch Osijek)

Quick Product officer in SME Department

-Sales of Bank’s risk products (loan, guarantees, credit cards, payment operations etc.)

-Preparation credit applications and credit reviews, reports, payment instruments, collateral

-Correspondence with clients

-Claims monitoring and collection

-Coordination of business activities with superiors, members of team and other departments of the Bank

2003 – 2004 Podravska banka d.d. Koprivnica (Branch Osijek)

Account Manager

-Sales of Bank’s risk products to both retail and corporate clients (loan, guarantees, credit cards, payment operations etc.)

-Preparation credit applications (payment instruments, collateral)

-Correspondence with clients

-Claims monitoring and collection

-Coordination of business activities with superiors, members of team and other departments of the Bank

1994 – 2003 Gradska banka d.d. Osijek

Senior Account Manager in Headquarters

-Preparation and analysis of financial data, structuring the financing, preparation of credit applications and credit reviews, reports, payment instruments, collateral

-Consultation with client regarding what kind of financial service they need (loan, guarantees, investments, projects, payment operations and money transfers, credit cards etc.)

-Correspondence with clients

-Claims monitoring and collection

-Control of work of credit department (random samples or at request of court)

-Coordination of business activities with superiors, members of team and other departments of the Bank

-Translator from Croatian to English and German and vice versa

1993 – 1994 Gradska banka d.d. Osijek

HR Officer in Headquarters

-Registration of new employees and changes in employees’ status

-Manage of employees’ vacations and maintain the personal records of employees

-Assist employees with work matters, career development, personal problems and work matters

-Translator from Croatian to English and vice versa

RELATED EXPERIENCE

1991 – 1993 Croatian Pension Insurance Institute (Branch Office in Osijek)

College Student Employee

-Administrative work

-Data Entry

1989 – 1993 Translation of various texts from Croatian to English and from English to Croatian

In elementary school and high school Volunteered in libraries

EDUCATION

1989 – 1994 J. J. Strossmayer University in Osijek, Croatia

Master of Economics (Business School)

1985 – 1989 High School of Economy, Osijek, Croatia

Graduated (major of foreign languages in field of Business)

1977 - 1985 Vladimir Nazor Elementary School, Osijek, Croatia

AWARDS

1989 Awarded as one of best students in generation in High School

LANGUAGES

Croatian – native language

Bosnian – speak fluently and read/write with high proficiency

Serbian – speak fluently and read/write with high proficiency

Montenegrin – speak fluently and read/write with high proficiency

English – speak fluently and read/write with high proficiency

German – speak, read and write with basic competence

Latin – read and write with basic competence

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