Real Estate Microsoft Office

**-** **** ***. *** # E-**, Elmhurst, NY ***** – (P) 646-***-**** – (E) ************@*****.***

Farhan Ranjha

Experience

*-*-**** – Current - Astoria Bank, Jericho, NY

Loan Review Analyst II.

-Perform new, annual, classified & loan to one borrower (LTOB) loan reviews on Multi-family, Commercial Real Estate and Business Banking loans.

-Evaluate credit quality and assign credit risk rating accordingly.

-Review Security Investment Portfolio as well as Bank Owned Life Insurance (BOLI) Portfolio.

-Assist in completing and reviewing Sarbanes-Oxley Act (SOX).

-Perform various monthly and quarterly financial analysis reports.

7/1/2007 - 6/29/2012 - Astoria Bank, Mineola, NY

Loan Processor/Funder II.

-Processed mortgage applications & determined eligibility of loan programs for borrowers.

-Analyzed, verified & recorded all closed loans for compliance and eligibility.

-Requested and reviewed conditions to satisfy outstanding requirements.

-Ensured all closing documentation complied with company policies, state and federal regulations.

5/1/2004 - 3/15/2007 - Argent Mortgage Company LLC. White Plains, NY

Loan Setup, Closer & Lead Funder II

-Prepared, funded and audited loans post-closing to ensure all documentation provided complied with all State and Federal guidelines.

-Trained and managed loan setup, closer and funder.

-Prepared and secured all documentation to title insurance companies.

Other Experience

8-18-2015 – Current - 94-11 59TH Ave. Corp. Elmhurst, NY

Co-op Board Treasurer.

-Financial record keeping and reviewing internal controls.

-Review investments of funds with Management Company.

-Evaluate current and future fiscal conditions of the co-op.

-Assessment and collection of delinquent shareholder accounts.

-Manage the overall expenses and income of the co-op and report any relevant findings to the board and shareholders.

Education

-December 2004-Berkley College White Plains, NY –GPA: 3.4/4.0

-September 2010 - M.B.A – Long Island University, Brookville, NY- GPA: 3.5/4.0.

-March 2014 - Bank Administration Institute (BAI) Loan Review Certificate.

-Credit Risk Certification (CRC) candidate – pending

Skills

-Fluent with Microsoft Office.

-Experienced with IBS-Insight, Strategy, Synergy software and SNL Financial.

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