ODELIA CASTILLO
*** *. ****** ***** **** U ORANGE, CA 92865 U (818)470-7877U ********@*****.***
WORK EXPERIENCE
MORTGAGE ACCOUNT MANAGER,
DISCOVER HOME LOANS (FORMERLY LENDING TREE) IRVINE, CA.
2/2012 – PRESENT
Process loan files from receipt of application to funding, gathering and reviewing all pertinent information, and providing excellent customer service to home loan borrowers
Communicate with customers to develop strong rapport and relationship that leads to repeat and referral business; provide status updates to identify what documentation remains outstanding to ensure file progress
Review residential loan application file and documentation to verify data is complete and meets standards, including type and amount of mortgage, borrower assets, liabilities, title, escrow, hazard insurance, credit and title supplements, demands for payoffs, flood certs, and verifications of employment
Submit complete files, meeting investor guidelines, to Underwriting department for validation and final approval
Communicate with third party vendors to obtain title commitments, tax certs, surveys and other title documentation
Responsible for remaining in compliance with RESPA and TILA regulations
Utilizing multiple document providers, prepare loan closing documentation and provide a complete closing package for the customer to execute
LOAN MODIFICATION ANALYST/ PROJECT MANAGER
NATIONWIDE LOAN SPECIALISTS, WOODLAND HILLS, CA.
7/2009 – 02/2012
Prequalify and analyze financial documents for loan modification clients
Execute client contracts, and review lender documentation
Implement Net Present Value and qualifying formulas and calculations
Process and submit required documentation packages for lender review
Communicate with borrowers and negotiate with lenders
Manage and train employees and agents
Continuously research and educate team of updated government guidelines
Manage relationships with a network of external sources, including brokers agents and attorneys, and clients.
Regularly update modification tracking system with appropriate information and maintain a record of activities which include financial assessments and lender data
PROJECT MANAGER
TOLL BROTHERS INC., CHATSWORTH / MOORPARK, CA.
7/2003 – 11/2008
Attached Multi-Family 1900-2550 S.F. - 65 Town Homes
Detached Single Family 3600-5800 S.F. - 216 Homes
Responsible for all activities related to a new start-up town house community from trenching stages to closings of escrows
Continuously maintain $10M housing construction budgets, $7.5M site and $2.7M soft budgets and reducing overhead budgets by $300K yearly
Manage weekly status reporting, schedule dependencies & issues/risks
Responsible for maintaining effective working relationships with vendors, various project managers and senior management to communicate project status
Assisted VP with budget/resource planning to ensure all project milestones were met
Proficient in company profitability reporting and cost savings abilities
Oversee and support project team of 10 employees in sales, marketing, land development, accounting, construction and warranty departments
Developed and maintained a detailed project schedule
Responsible to collect data, track project changes and produce updated schedule as agreed with construction management
Compiled executive technical and business PowerPoint presentations
Organize and attend high level executive meetings, record meeting minutes and action items
Create and update home options manual for buyers to increase profitability
EDUCATION
KELLER GRADUATE SCHOOL OF MANAGEMENT, SHERMAN OAKS, CA. 2010
Masters in Business Administration (MBA)
KELLER GRADUATE SCHOOL OF MANAGEMENT, SHERMAN OAKS, CA. 2010
Graduate Certificate in Project Management
CALIFORNIA STATE UNIVERSITY NORTHRIDGE, NORTHRIDGE, CA. 2005
Bachelors of Science in Computer Science
SKILLS SUMMARY
Member of Project Management Institute (PMI) Orange County Chapter
PMP Certification exam is scheuduled to be taken on 11/30/2015
Member of The Society of Women Engineers, CSUN
Proficient in Microsoft Word, Excel, PowerPoint, Visio, Project, and Outlook
Bilingual in English and Hebrew