ASHISH KR SINGH

E-mail:acru96@r.postjobfree.com

Mobile: +918********* and +918*********

Current Address:

RZ-18A/1Street:2

Main Sagarpur

New Delhi

Pin: 110046

To grow and work in an organization with competitive work environment, so that personal skill and potential can be fully utilized and explored.

November 2015 – Till Present

Designation: Credit Manager

Shubham Housing Development Finance Company Ltd.

Job Responsibilities:

Do the underwriting of Self Employed cases of HL, LAP of loan amount up to Rs.20 lakh.

Do the visit at the customer business unit and do the personal discussion with customer and tries to understand about the customer business & analyze customer business.

To assess the financial position & creditworthiness of the customer through financial analysis, and check the bureau of the customer, business reference check and do decision that whether loan should be granted or not.

Assisting Area Credit Manager in taking Prudent Credit Decision on the basis of eligibility, Personal Discussion& Other Criteria mentioned in Policy in expense of Home loan >25 lac.

Co-ordination with the vendors for the report (Legal & Technical)

Co-ordinate the Disbursal team for Smooth Process Flow.

Maintain The Pre-Defined Turn Around Time (TAT)

Training of Relationship Officer for Calculating of Income Eligibility & other Product & policy.

June 2012-October 2015,

Designation: Financial Analyst,

GKC management Services New Delhi,

Work Profile:

To assess the financial position and creditworthiness of HDFC & Citi Bank Client.

Analysis of Companies financial position, analysis of Balance Sheet & P& L A/c of HDFC Bank, Citi Bank, Fullerton India & Capital First.

Client interaction and preparation of word report and excel sheet of

Projected Income. Which consist nature of business, process, clientage, suppliers, bank account detail, loans and liabilities and projected income statements?

Analysis of credit worthiness of these financial institution’s client to whom they are planning to sanction loan.

Analysis of Financial Statement Analysis of Ratio, Profit loss Statement & Balance Sheet

PGDM(Finance and Marketing) from MERI in 2012,New Delhi.

B.Com (Account Hons) from Vinoba Bhave University in 2008.

XII(Science) from Subhash Pb School, CBSE Board in 2005.

X from Carmel School, ICSE Board in 2003.

Secured 1st position in Management Games. (2010).

Learning attitude

Ability to handle independent responsibilities

Good communication and writing skills

Honest and Hardworking.

Leadership Skills.

Highly capable of successfully contributing to organization.

Versatile and Flexible.

Ability to analyze the problem scientifically to work as team ability to helpful temperament.

Able to do various other duties as needed.

Highly trustworthy, discreet and ethical.

Computer Proficiency:

Financial Modeling (DCF Valuation etc.)

Microsoft Advance Excel (V Lookup, H Lookup, Pivot Table, Validation, Formatting, Sorting, Filtering, Sum if, Count if, and other functions etc.).

Power Point Presentation

Internet etc.

Language Known: English &Hindi.

Name : Ashish Kr Singh

Father’s Name : Arjun Singh

Date of birth : 10-08-1987

Gender : Male

DATE: -. NAME: - ASHISH SINGH

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