Microsoft Office Real Estate

ANETA MUROVA STANCIC

**** *. ***** ****. *** *L Pompano Beach, FL 33062 Cell: 954-***-****

*************@*******.***

Mortgage Loan Processor - Underwriter

A positive professional, goal oriented, results driven, knowledgeable of mortgage process, loan modification process, real estate law and able to very well maintain file in order to deliver bottom line results with very little or without supervising.

SUMMERY OF QUALIFICATIONS:

More than 7 years experience in mortgage industry.

Excellent communication skills (verbal & written), drafting and computer skills.

High sense of diligence and ability to effectively multi-task several complex assignments with tight deadlines and ability to work multiple systems.

Observant, intuitive and conscientious with great attention to detail.

Proficiency in developing excellent relationships with coworkers and clients.

Proven ability to work as part of a team and deliver bottom line results.

Exceptional product knowledge, legislation and selling rules.

Great organizational and interpersonal skills.

Profound closing and selling skills.

PROFESSIONAL EXPERIENCE:

Loan Modification Processor – Nationwide Foreclosure Defense, Inc. Boca Raton, FL December 2012-June, 2015.

-Receiving, reviewing and processing files for loss mitigation process with lenders.

-Resolving issues along the process to determine completeness of file.

-Receipt of appropriate disclosures and alternative documentation to support liquid assets required to close the file.

-Negotiating with lenders new rates and terms for trial period payments and requesting final loan modification following the rules and regulations for all Government programs and/or in house lender’s programs (FHA, Fannie and Freddie, Genie May, Conventional etc.).

-Provide loan status communications and follow up to the appropriate parties throughout the mortgage loan processing cycle in a timely manner.

-Review and clear underwriting conditions.

-Perform other related duties as assigned or required.

Mortgage Servicing Specialist - LandSafe Default Title - office of Bank of America Ft Lauderdale FL November 2011- May 2012

-Completed and issued final title policies for clients who purchased foreclosed properties from Bank of America following state specifics and law guidelines, and for lenders who had approved loans for purchasing these types of properties.

-Completed all of the required training in house and online required by BOA.

Legal Secretary (Internship) - Douglas Jovanovic, P.A. Attorney in Pompano Beach, FL September 2010-December 2010

Typed memos and correspondence.

Filled pleadings with court clerk.

Assisted in legal research using Lexis-Nexis and analyzed existing evidence or facts and documents for clients.

Assisted in real estate closings, such as preparing bills of sale, deeds, reviewing title searches, HUD’s, finalizing all of the related closing costs for clients.

Worked closely with attorney in process of preparing wills, trusts and estate planning for clients, as well as being very much involved in probate related files.

Intensively worked in foreclosure process along with short sale options and negotiated with lenders.

Mortgage Broker

Nationwide Wholesale Lending Corp., Pompano Beach, FL 2005- 2009

Paramount Funding Group, Ft. Lauderdale, FL 2003- 2005

Kept fully up to date with all mortgage products and services, responding promptly to customer enquiries received in person or by telephone.

Identified customer needs and sales opportunities and sell the appropriate mortgage products or services with ability for data analyzing and validation.

Conducted mortgage interviews with customers, providing advice and selling the best fitting program to their needs.

Processed mortgage files and worked close with lenders for resolving loan conditions prior closing (reviewed loan applications, 1003, for accuracy, verified borrowers employment and any gaps in employment).

Assisted in preparing, processing and reviewing closing documents, title commitments, insurances, HUD1 settlement documents for completeness and accuracy in timely manners and with best satisfaction for clients.

Worked closely and developed great relationships with appraisers, closing agents, attorneys, lenders, developers, Realtors, all in order to provide great service to clients and have successfully closed files.

Always improved personal education in industry.

EDUCATION:

Associate Degree in Economics

University of Skopje, Macedonia – Europe.

Completed Legal Assistant/Paralegal Certificate Program on Florida Atlantic University-Boca Raton and received Certificate for Paralegal (2010).

COMPUTER SKILLS

Microsoft Office (Word, Excel, Power Point), Word Perfect, Cylix (Point), Loan Post, Lexis-Nexis.

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