Rosina Emma

Tel 818-***-****

acrlo7@r.postjobfree.com

QUALIFICATIONS

Accomplished business professional with several years of experience in Mortgage Banking, Signing Agent and Notary Public practices recently in Retail and Wholesale Lending Division. Excellent communication, analytical, and problem solving skills, with the ability to work with all levels of corporate staff. Dedicated to the highest level of quality of work with strong sense of responsibility. Ability to prioritize, meet deadlines, and coordinate diverse tasks.

WORK HISTORY

2007-2015 Signing Agent / Notary Public

Review and Notarize various Mortgage documents for Real Estate and Mortgage Brokers. Extensive experience with different lenders loan documents and regulations. If necessary obtains necessary information (i.e.; loan applications, credit documents, appraisals, etc.) to process and compete mortgage loan files. Verifies all documentation for accuracy and completeness. Familiar with a variety of the field’s concepts, practices and procedures. Relies on experience and judgment to plan and accomplish goals.

2004-2006 Loan Funder, GE - WMC Mortgage Wholesale

Review loan terms, pricing and locks on subprime products to ensure docs are drawn correctly. Responsible to review signed loan documents to ensure they are properly executed according to lending guidelines. Assist in the resolution of loan deficiencies with Business Partners, Brokers, Closing Agents, and /or Borrower/s. Follow up on funding discrepancies by making the appropriate after funding adjustments, and locating missing conditions.

2002-2004 Loan Funder, Washington Mutual Bank Retail

Review the files (including pricing and expiration locks on Alt a loans) submitted by loan officers for drawing docs in order to be sent to escrow. After receiving borrower’s signed loan documents I would review the complete loan file including documents as the Note, Deed of Trust, Credit Report, Appraisal, Purchase Agreement, Preliminary Title Report, Loan Application, Truth in Lending, Good faith estimate, Rate Locks, Settlement Statements, Verification of Employment. Hazard, Flood and Private Mortgage Insurance.

2001-2002 Loan Auditor, Countrywide Home Loans. Treasury Bank.

Auditing collateral documents of loan files for Investors as a Custodian Bank.

Provide investors with Wholesale and Retail reports.

EDUCATION

California State University Northridge

Bachelor of Arts in Sociology

California Notary Public / National Notary Association

Certified Signing Agent

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