Account Manager

ALEJANDRO ABARCA ***********@*****.*** 619-***-****

Summary

Commercial Banker with strong financial analysis and business development skills. Objectives

Seeking growth opportunities within the financial industry to further enhance skills and knowledge, contribute to the goals of a given organization and my family's wellbeing.

Employment History

Scotiabank Bank of Nova Scotia (Feb 2014 – Present) Commercial Banker 1. Management of existing portfolio with a concentration in Commercial Real Estate Developers. 2. Reviewing acceptable new relationships in order to meet the pre-set financial non-financial objectives 3. Establish new borrowing relationships preparing the required credit and financial analysis as per the bank policies and procedures to enhance market share. 4. Spread and analyze financial statements, prepare credit evaluations and studies, documentation & post- sanction monitoring through periodic account review/renewal. 5. Manage the existing loan portfolio to ensure establishment of appropriate account plans, recommend credit facilities in line with Bank credit policy to maximize earnings while containing risks to an acceptable levels.

6. Develop and maintain strong working relations with all existing clients at key levels to optimize the utilization of approved facilities.

7. Implement and maintain complete control aspects i.e. financial analysis of statements of accounts, documentation, periodical client visits and call reports. Accomplishments: 58% growth in loans, 39% growth in deposits, 71% growth in revenue. Banamex Citi Group (Sep 2012 – Jan 2014) Commercial Banker Banamex Citigroup (Aug 2011 – Aug 2012) Associate Credit Analyst Banamex Citigroup (June 2010 – Aug 2011) Associate Commercial Banker Languages

Spanish: Native English: Fluent

Relevant Courses

Risk Management I Banamex 2010 (Accounting

Principles and Introduction to Risk Management)

Risk Management II Banamex 2011 (Advanced

Risk Management)

Commercial Credit Fundamentals Banamex

2012 (Commercial Credit 101)

Commercial Problem Recognition Banamex

2013 (Early recognition of potential problems in

companies)

Building great client relationships Banamex

2013 (Best Relationship Management practices)

Financial Analysis II Scotiabank 2014 (Financial analysis workshop)

Education History

Cetys University (Graduated June 2010) Bachelor’s Degree in International Business.

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