Kristyan Carlock
**** ******* **** **** *****, TX, 76120 682-***-**** ************@*****.***
Objective
To acquire a position where my advanced skills can improve company efficiency, challenge and enable myself to utilize my professional skill.
Skills Summary
Excellent oral and written communication skills
Independent problem solving and decision making
Strong assessment skills
Active listening skills essential
Extensive knowledge of Microsoft Office, Microsoft Access, Microsoft Word, Microsoft Excel, Microsoft PowerPoint, and Internet Explorer
Core Competencies
Familiar with the current knowledge of loan closing and documentation procedures
Comprehensive knowledge of state, federal, regulatory, investor and internal guidelines and policies in regard to mortgage loan closing process.
Detail-oriented with good organizational skills
Working knowledge of word processing programs and spreadsheets
Good command over English, French and German language
Excellent phone etiquettes with good customer service skills
Flexible and ability to work under pressure
Team oriented and ability to handle multiple tasks
Employment History
Mortgage Post-Closing Specialist
August 2012 to October 2015
Keesler Federal Credit Union –Biloxi, MS
Manage and perform post-closing quality control and review of mortgage loans after closing; set up and prepare loans for transfer to servicing; serve as loan servicing liaison; track and review all post-closing trailing documents; manage team billing and accounts and perform general office duties as needed. Review and perform quality control review on all closed mortgage loans. Obtain correction on closing errors. Perform quality control on mortgage closing systems. Balance closing fees and route closing checks. Create electronic mortgage files and transmit to servicer for loan set up. Work on and track progress for obtaining all trailing closing documents. Create institutional electronic and audit files. Serve as servicing liaison for loan servicing issues handling all issues that arise with the servicer and borrower during and after loan transfer. Manage team bill payment and accounts. Manage supplies and office equipment maintenance
Retail Loan Processing Assistant
July 2010 to July 2012
Peoplequest Staffing (Bank of America) - Arlington, TX
Comparing liquidity, profitability, and credit histories for the customer. Analyzing the financial records such as earnings, savings, and payments for the customer. Verifying accuracy of the loan applications and submitting for approval. Understanding our personal loan product offerings in order to assist customers in making educated decisions that help them achieve their financial goals. Establishing and building customer relationships through delivering exceptional service
CREDENTIALS AND ASSOCIATIONS
Certifications: Certified Master Mortgage Underwriter, Accounts Receivable, Accounts Payable, Payroll, Book keeping
Affiliation: National Association of Mortgage Underwriters
Training: Underwriter 101: Advanced Underwriting: FHA/VA Underwriting: Due Diligence