NATALIA TUCHOLSKA

acqxgm@r.postjobfree.com **** Adelphi Road Hyattsville, MD 20783 205-***-****

EDUCATION

Boston University (Boston, MA) January 2016

B.A. and M.A.in Economics

GPA: 3.75 /4.0 Honors: Dean’s List (Spring 2012 – Spring 2015) Fudan University (Shanghai, China) Spring 2014

Study Abroad Program

WORK EXPERIENCE

U.S. Department of the Treasury (Washington D.C.) June 2015- Office of the Comptroller of the Currency- Research Assistant

• Used Stata and SAS to download and merge demographic information collected the U.S. Census Bureau and loan application volumes from the Home Mortgage Disclosure Act database for census tracts across the country in order to analyze whether bank lending among reporting institutions experienced a discontinuity past a given percentage of minorities residing within each tract

• Produced graphs and ran regressions using Stata for loan application volumes against minority percentage increments and percentiles of other demographic variables for census tracts across the U.S. and within select metropolitan areas

BBVA Compass (Birmingham, AL) June – August 2014

Risk Assessment Intern

• Analyzed trends between the financial health of a given bank and any events impacting its reputation, including CRA noncompliance and fair lending issues, using SNLxl

• Forecasted the expected losses and percentage of new defaults on loans dispersed by BBVA Compass in the event of different rates of growth in US GDP

Gaotime (Shanghai, China) February – May 2014

International Marketing Intern

• Analyzed and summarized research reports about Chinese companies listed on the New York Stock Exchange and NASDAQ

• Analyzed how developments in United States and Europe influenced the Chinese stock market in articles included in Gaotime’s International Research Station

Envest Microfinance Cooperative (Madison, WI) June – August 2013

• Common sized quarterly financial statements from South American microfinance institution (MFI) partners

• Prepared due diligence memos to send out to Board of Directors for each loan dispersed to MFI partners and promissory notes to send to investors

• Constructed financial projections in order to predict how many new loans could be dispersed in order to deliver the targeted interest rate to investors

Merrill Lynch- Bank of America (Birmingham, AL) June – August 2012 Wealth Management Intern

• Helped to provide retirement and benefit plan services, philanthropic solutions and asset management to individuals and institutions

SKILLS & INTERESTS

Spanish: 2 years, basic proficiency Polish: Native fluency Technical Skills: Java, Visual Basic, C#, Stata, SAS, Tableau

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