Operations and Underwriting Supervisor. Credit Risk Management

Sherry Rose Chua

San Bruno CA *****

415-***-**** I ************@*****.***

Career Objective:

To obtain a position with a well established organization that will enable me to use my strong organizational skills, educational background and ability to work well with people.

Professional Experience:

Freedom Financial Network, Consolidation Plus Lending Department Underwriting and Operations Supervisor 09/01/2014-present Loan Underwriter 09/01/2012-09/01/2014

• Evaluates the capacity and credibility of the borrowers and make recommendations on applications for requests for loans.

• Supervise staff of Underwriters, Processors and Loan Clerks to include 90 day, 6 month and annual reviews, time off requests, staff productivity and production measurement.

• Provide mentoring and coaching to increase team development as well as work directly beside Underwriters processing file submissions.

• Oversee adherence and compliance of Underwriting regulations.

• Maintain consistency of Underwriting Guidelines through communication, training, and monthly file reviews.

• Work on numerous special projects and reporting functions to enhance delivery and service to customers. Realty World Alliance

Licensed Real Estate Consultant / Notary Public (Mortgage signing agent) October 06, 2010 – Present

Prepare documents such as representation contracts, purchase agreements, closing statements, deeds and leases. Coordinate property closings, overseeing signing of documents and disbursement of funds.

Act as an intermediary in negotiations between buyers and sellers, generally representing one or the other.

Promote sales of properties through advertisements, open houses, and participation in multiple listing services.

Authenticate documents, such as Deeds, loan documents, Power of Attorney and other contracts.

Ensure the safety of the public by preventing fraud by insuring that all the documents are completed and signed by the individual.

Acting as an official and unbiased witness for certain documents Citibank N.A

Personal and Business Banker (CFA) November 01, 2007- October 11, 2010

Handled the tasks of training new bankers and new tellers on how to generate new business for the bank.

Achieved and exceeded sales target by adopting innovative sales management techniques

Successfully opened at least 30 new household accounts every month for the past 3 years.

Take responsibility of looking after the administration and daily operations of the bank when the managers are away.

Handled the tasks of solving queries and problems of clients and staff

Provided daily reports to the manager.

Educational & Skill Qualification:

Bachelor of Science in Business Administration, Major In Export Management

(De La Salle University - College Of Saint Benilde 2001-2004, Philippines) Tri-semester

Bi-Lingual (Fluency in English & Tagalog)

Licensed in Real Estate & Notary Public

Advanced Excel Skills.

Strong communication skills, both verbal and written.

Ability to work with all levels of management

Deep understanding of compliance requirements

Thorough understanding of credit risk

Excellent analytical and problem solving skills with attention to detail and high degree of accuracy

Ambitious and results-driven

Experience with Salesforce.com

Contact this candidate