RICHARD A. HERNER
Columbus, Ohio 43235
Home Phone: 614-***-****
Cell Phone: 614-***-****
E-mail: **********@***.***
E-mail: **********@*****.***
SUMMARY
Broad-based banking background with extensive experience; knowledgeable of financial institution accounting and finance, strategic planning, budgeting, compliance, lending operations, A/L management, IT and HR
Proven leader with excellent written and verbal communication skills
Excellent mentoring and teaching skills
Active participant in local community and civic groups
Seeking to apply skills in a community-oriented financial institution
EXPERIENCE
First Community Bank February 1991 to Present
4300 E. Broad St., Whitehall, Ohio 43213
Executive Vice President of Administration, Chief Financial Officer, Treasurer and Chief Operating Officer
Responsible for all accounting and financial reporting of the bank, loan servicing and administration, asset/liability management and investments, as well as the development and management of the budgeting process
Involved in all other aspects of the bank, including IT, human resources and employee benefits, branch administration, compliance and internal audit, along with the strategic planning process
Directly supervise employees in the loan servicing, proof, accounting and human resources areas
Chair of ALCO Committee, member of Tech Steering Committee, member of Executive Management Committee, member of Loan Committee
Attend Board meetings and regularly participate and provide input
Key accomplishments
Designed and implemented current G/L accounting system, including system integration
Initiated and implemented budgeting process for bank
Supervised two separate data center computer conversions
Formulate, write and coordinate bank policies; including IRR, Liquidity with a contingency plan and established policies and procedures for internal control purposes; maintain ALCO model
Handle the bank’s ALLL calculation, from assigning specific reserves for impaired loans to calculating historical and environmental adjustments
Liaison to external auditors and FDIC/State of Ohio bank examiners; working with the local, Columbus FDIC office as well as the State exam staff
Assumed the responsibility to respond to regulatory examination comments and communications
Point person for preparation of due diligence documentation and disclosures for sale of bank
Richard Herner Page Two
Peoples Savings Bank of Troy August 1980 to February 1991
635 S. Market Street, Troy, Ohio 45373
Vice President & Secretary; Director of Lending
Responsibilities included all aspects of lending as senior loan officer, including loan origination and servicing
Corporate Secretary
Key accomplishments
Involved in conversion from mutual to stock company
Computer in-house hardware/software conversion
Construction of new main office
EDUCATION
Wright State University, Dayton, Ohio – Master of Business Administration Degree in Finance
University of Toledo, Toledo, Ohio - Bachelor of Arts Degree in Mathematics
Ohio Savings and Loan League Academy – Graduate
ACTIVITIES
Current Chair of Perry Township, Franklin County Zoning Board
Current Board Member and Secretary of the Far Northwest Coalition, a coalition of various local civic organizations, as well as being an initial zoning review group for the City of Columbus
Former Member of Board for Community and Economic Development, Perry Township
Past President (two terms) and Trustee of Brookside Civic Association, Columbus, Ohio
Past Member of Audit Committee & Treasurer of Fellowship Lutheran Church, Columbus, Ohio
Golf; Reading