Kenneth L. Horsley
Mobile: 609-***-****
Email: **************@*****.***
QUALIFICATIONS
• Highly motivated and driven to succeed.
• Good sales skills – Effective and persistent negotiator.
• Determined to close sales deals and increase sales.
• Magnanimous oral and communicational skills.
• Proven and bona fide multi-tasking skills combined with extraordinary organizational abilities.
• Professional appearance and work ethic.
• Competent knowledge of various mortgage software applications programs.
• Profound working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local
bonding programs, and private investors.
• Ability to maintain and quickly gain trust with all sorts of customers.
Passed SAFE Mortgage Loan Originator Test – National Component with Uniform State Content –
March 27, 2015
NMLS Licenses (INACTIVE): NMLS # 206245
New Jersey
California
Ohio
Indiana
Maine
Minnesota
Oregon
NMS Licenses (PENDING): NMLS #206245
New York
Florida
Colorado
Texas
Virginia
Massachusetts
Delaware
WORK EXPERIENCE
November 2013 Mortgage Loan Originator
To Emery Federal Credit Union
March 2014 Norcross, Georgia
• Originates mortgages for home purchases and refinancing.
• Determine correct loan options for borrowers based upon their present financial situation, future
plans and preferred loan product.
• Provides complete loan package to the Loan Processor for reviewing and also provides additional
documentation and letters of explanation to underwriters to clear the conditions if any and close
the loan.
• Strong ability to persuade and influence others.
• Able to work long hours.
• Has generated over $2 Million in mortgage loans in only 3 months at E.F.C.U.
February 2011 Mortgage Loan Originator
To Pleasant Valley Home Mortgage Corporation
June 2013 Moorestown, New Jersey
• Originated mortgages for home purchases and refinance.
• Determined correct loan options for borrower based upon their present situation, future plan and
preferred loan product.
• Provided complete loan packages to the loan processor for reviewing and also provided additional
documentation and letters of explanation to underwriters to clear the conditions and close each
loan.
• Strong ability to persuade and influence others.
• Able to work long hours.
• Generated a business of $20 Million in mortgage loans while at PVHMC.
April 2009 Mortgage Loan Originator
To Atlantic Pacific Mortgage Corporation
February 2011 Mount Laurel, New Jersey
• Originated mortgages for home purchases and refinance.
• Determined correct loan options for borrower based upon their present situation, future plan and
preferred loan product.
• Provided complete loan packages to the loan processor for reviewing and also provided additional
documentation and letters of explanation to underwriters to clear the conditions and close each
loan.
• Strong ability to persuade and influence others.
• Able to work long hours.
• Generated a business of 10 Million in mortgage loans while at APMC
July 2007 Author Services Representative
To Author Solutions Incorporated
March 2009 Bloomington, Indiana
• Sold book contracts to prospective authors, along with marketing packages.
• Achieved Salesman of the Month in first 2 months with the company.
• Communication and negotiation skills – Politeness, friendliness, and excellent aural and
verbal communication.
December 2005 Insurance Producer
To National Agents Alliance
June 2007 Arden, North Carolina
• Sold numerous insurance products from mortgage protection, disability and final protection
insurance plans.
• Suggested the amount and type of coverage according to the analysis of client's situations and
utilized influential sales techniques
• Very good ability to convince and influence others.
July 2003 Car Sales Consultant
To Hall Ford Automotive
November 2005 Newport News, Virginia
• Sold over a 165 units after only 18 months in the car business.
• Member of the Hall Ford Million Dollar Sales Club.
• Great convincing skills and negotiation abilities.
United Sates Navy Completed 20 years military service
Education
State of New Jersey Licensed Health and Life Insurance Agent
Coastal Carolina Community College, Jacksonville, NC
High School Diploma
Skills
Proficiency in computer and MS office suite
Typing speed: 90 wpm
Faxing, filing and multi-line phones
Strong ability to present information and respond to questions effectively