Customer Security

PAMELA ANDREWS, CAMS

***********@*****.*** 786-***-****

***** ** ***** ******* *****, FL 33196

SENIOR VP OF BSA/AML C OMPLIANCE

Dynamic Manager with 10+ years of achievement facilitating regulatory compliance within the banking industry. Proven record of

auditing financial information in diverse jurisdictions to support anti-money laundering activities. Adept at building strategic partnerships

with auditory agents and delivering accurate compliance reviews that exceed performance milestones. Extensive history in law

enforcement and spearheading investigations across a diverse jurisdiction. Compliance evangelist with a demonstrated mastery of

financial law. Certified Anti-Money Laundering Specialist and Compliance Officer. Master of Criminal Justice Administration.

Areas of expertise:

TEAM LEADERSHIP – BSA/AML & OFAC – AUDITORY COMPLIANCE – QUALITY ASSURANCE – PROJECT DEVELOPMENT – STRATEGIC PLANNING

TRANSACTION ANALYSIS – CROSS-FUNCTIONAL COMMUNICATIONS – EDD REVIEWS – TRAINING & DEVELOPMENT

REPORTING & DOCUMENTATION – VENDOR SOURCING – IT OPTIMIZATION – BUSINESS ANALYSIS

P ROF ES S IO NA L E XP ER IE N C E

BSA/AML COMPLIANCE CONSULTANT- IPSA INTERNATIONAL

PRIVATE BANK UNDER FEDERAL REGULATORY COMPLIANCE REVIEW – Brooklyn, NY 12/2/2013 to 7/31/2014

Global financial institution with approximately 251,196 employees and total assets of 2.415 trillion.

Conduct transaction monitoring to assure compliance with the assigned Bank’s BSA/AML/OFAC and other applicable rules and

regulations in order to ensure systemic regulatory compliance. Prepared Suspicious Activity Reports (SAR) and 314(b) inquiries.

Conduct research using internal records and external sources to determine the legitimacy of the alerted activity and whether the

transaction(s) are in line with normal, expected customer activity.

INDEPENDENT INVESTIGATOR/COMPLIANCE CONSULTANT- ROBERT HALF MANAGEMENT RESOURCES

PRIVATE BANK UNDER FEDERAL REGULATORY COMPLIANCE REVIEW – Coral Gables, FL 4/10/2013 to 11/27/2013

Private financial institution with approximately 200 employees and total assets of 1.6B.

Conduct daily and monthly transaction monitoring to assure compliance with the assigned Bank’s BSA/AML/OFAC and other applicable

rules and regulations in order to ensure systemic regulatory compliance. Conduct research using internal records and external sources to

determine the legitimacy of the alerted activity and whether the transaction(s) are in line with normal, expected customer activity. Assist

in the review and revision of transaction monitoring procedures, as well as, assist with the implementation of automated monitoring

systems, when applicable, to include conducting user acceptance testing.

EXECUTIVE NATIONAL BANK – Miami, FL 1/10/2011 to 4/1/2013

Intrastate financial institution with approximately 100 employees and total assets of $282M.

VICE PRESIDENT, BANK SECRECY ACT

ANTI-MONEY LAUNDERING COMPLIANCE OFFICER

Manage BSA/AML and OFAC programs to ensure systemic regulatory compliance. Perform risk analysis to pinpoint potential risks

associated with financial products and services. Collaborate with senior leadership to institute controls and training programs to improve

risk identification processes. Evaluate existing IT infrastructure to select optimal support system for accurate documentation. Establish

KPIs and author annual reports for delivery to Board of Directors and Audit Committee for review. Build partnerships with executive

management to develop documentation review processes and automated transaction monitoring system to consolidate activities and

increase efficiency. Maintain BSA Department Procedure Manual and direct BSA, AML, OFAC and Customer Identification Program

throughout entire lifecycle. Oversee case investigations and file reports on suspicious activities through automated customer transaction

monitoring systems. Function as primary contact with regulatory agencies. Request budgetary allocations for department programs.

Consistently passed regulatory audits by interfacing with compliance agents and senior leadership to ensure standards were

upheld and propagated across all institutional activities.

Amended BSA grade and reduced reporting time from three weeks to one day by transitioning all compliance documentation

to a digital system that enhanced data accuracy and downgraded organization from high to moderate risk.

TIB BANK OF THE KEYS – Homestead, FL 2003 to 2011

Community bank with nine branch locations in southern Florida.

VICE PRESIDENT OF LOSS PREVENTION, SECURITY & COMPLIANCE

Headed investigation of internal and external financial crimes for all organization activities. Liaised with law enforcement, State

Attorneys, and Federal Prosecutors to facilitate compliant operations. Instituted physical auditing processes, supported Compliance

Officers, and filed Suspicious Activity Reports for review by senior leadership. Performed annual budgeting, and conducted risk

assessments and security base training to cross-functional personnel. Monitored internal communications and customer information to

guarantee security. Supported all activities for criminal prosecution cases and managed external security vendors. Served as Information

Security Officer and Disaster Recovery Officer.

Reduced risk by 65% through successful training of staff to accurately identify potential fraud.

Significantly decreased operating expenses by minimizing costs to resolve identity and information theft.

A D D IT ION AL E XP ER IE N C E

SPECIAL AGENT, FLORIDA DEPARTMENT OF LAW ENFORCEMENT – Miami, FL

INVESTIGATOR II, MIAMI-DADE COUNTY STATE ATTORNEY OFFICE – Miami, FL

STATE TROOPER, FLORIDA HIGHWAY PATROL – Miami, FL

E DU CAT IO N & P RO FE SS ION A L D EV E L OPME N T

Master of Science (MS), Criminal Justice Administration – Florida International University – Miami, FL

Bachelor of Science (BS), Criminal Justice – Arizona State University – Tempe, AZ

Certified Anti-Money Laundering Specialist (CAMS) – Association of Certified Anti-Money Laundering (ACAMS) – Miami, FL

Certification, Paralegal Studies – Ward Stone College – Phoenix, AZ

Certified Compliance Officer – Center for Financial Training – Miami, FL

Certified Financial Officer – United Security Professionals – Concrete, WA

Certified Financial Crime Investigator – International Association of Financial Crime Investigators (IAFCI) – El Dorado Hills, CA

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