Management Manager

Afshan Abbasi

**** ******* *****, ********* # ***, Falls Church

Virginia 22042- 703-***-**** (C) *********@*****.***

Executive Summary

Finance Professional with a diverse background in Business Risk Management

& Controls, Trade Finance and Marketing of Trade Finance Products, Credit

Risk Management, Credit & Industry Analysis with thorough understanding of

major aspects of Banking Operations.

Consistent achievement as a high performer- increasing revenues, business

portfolios and client base through supporting higher management in business

development, relationship building and exceptional service follow up. Adept

as a strategic planner who delivers performance results on regular basis.

Professional Experience & Accomplishments

E*TRADE Financial Corporation

September 2014 - April 2015

Business Risk Management and Controls (BRMC) Analyst

. User Access Control:

o Worked on Access Control Project which reviewed current

segregation of duties for employee access to ETRADE's customer

facing applications and ETRADE's books and records system:

Broadridge BPS.

. Process Map Review:

o Assisted in the analysis of the Operations team's process map

records. Attentions within this exercise were focused upon the

alignment of the risk and control records identified within the

process maps to the risks and controls identified within the

2014 RCSA test cycle.

. RCSA Controls and Action Plan Management Support

o Assisted with the RCSA Scrub Project of the Operation's RCSA

records. Observations and suggestions were made by the team for

these records and this project helped the BRMC team to readdress

risks and self-identify issues prior to the start of the RCSA

2015 test cycle.

. Assisted the following business units in their preparation for the

2015 RCSA test cycle:

o Trading, Cash, Margin and Lending (TCML) product group

o Procurement

o Human Resources

. Performed internal control testing for ETRADE's first cycle of

Operational Risk and Control Self-Assessment (RCSA) for the following

RCSA units:

o Retirement, Investment and Savings (RIS) product group

o Trading, Cash, Margin and Lending (TCML) product group

o Procurement

o Enterprise-wide controls

. Was responsible for the creation of test scripts that will continue to

be utilized within the 2015 cycle for the aforementioned groups

HABIBMETRO Bank Pakistan

March 2008-April 2012

Relationship Manager in International Trade Division March 2010-

April 2012

. Unit In-charge of all ACU Dollar Vostro Accounts of Correspondent

Banks maintained by the previous employer and looked after

relationship and operational issues. Managed the ACU Dollar business

including meeting with current and prospective clientele, performing

due diligence, presenting data to senior management and generating

research on new target markets.

. Built and managed solid client relationships, communicated with bank

division personnel and other correspondents to effectively resolve

client issues related to financial transaction, fund management,

account management, pricing and rebates and other administrative

issues.

. Within 1 year, recognized and promoted to Business Unit Manager based

on performance and product expertise and lead the team for Trade

Business & Product Development which resulted in 80% increase in

business revenues for the next fiscal year.

. Assisted in research and development of Process Manual for all Trade

Finance Operations, Correspondent Banking Methodologies, SWIFT

(Society for Worldwide Interbank Financial Telecommunication)

Transaction Modules and all other Trade Finance processes for the use

of Branches, Trade Finance Associates and Internal Auditors to ensure

smooth flow of Processes.

. Competitor Portfolio Analysis and Comparative Sales Analysis of Local

& Foreign Banks in order to cultivate and manage new and existing

client relationship of high-net-worth individuals and their related

businesses. Develop Sales Plan for each relationship to provide an

array of services: Trade Payments, Personal Remittances and other

Nostro Account Services. Continually expand referral network through

contact with various internal business partners and External Financial

Intermediaries.

Credit Analyst in Credit Risk Management Division

Sept 2009-Mar 2010

. Lead 3-member team tasked by senior management to develop new rating

system to evaluate credit rating of corporate clients by conducting

due diligence and assessed qualitative and quantitative structure for

allocation of credit limits to carry on.

. Credit Risk Analysis of Corporate Clients including evaluation of

Business and Operational Risk, Ratio Analysis and Analysis of

Financial Statements.

. Undertook training session on Basel II- A set of banking regulations

put forth by the Basel Committee on Bank Supervision, which regulates

finance and banking internationally with the goal of ensuring

institution liquidity.

Management Trainee Officer

March 2008- Sept 2009

. Undertook extensive practical and theoretical training in all major

departments of the bank.

. Worked closely with Associates in Branches and other departments

throughout the financial institution, learning about General Banking,

Risk Management, Credit Analysis, Trade Finance, Consumer Banking and

Audit.

. Extensive Training Sessions on General Banking, Know Your Customer &

Anti Money Laundering, Fiduciary Banking, Credits & Advances, Trade

Finance, SWIFT (Society for Worldwide Interbank Financial

Telecommunication) Transactions, Treasury, Audit, Consumer Finance

etc.

Education & Professional Development

. Karachi University Business School.

Masters in Business Administration, Jan 2006- Dec 2007 (GPA: 3.6)

. Sir Syed University Of Engineering & Technology, Karachi, Pakistan.

B.S Computer Engineering, Jan 2001-Dec 2004 (GPA: 3.2)

Seminars: General Banking Practices, Letter of Credits, Introduction to

Trade Finance, Different Types of Trade Payments, Due Diligence Practices,

Know Your Customer & Anti Money Laundering Policies.

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