Sr. Home Mortgage Specialist

Yvonne L. Stires

Mortgage Loan Specialist

**** ***** **. ******, ** 72015

Cell 501-***-**** Home 501-***-****

************@*****.***

Summary

With over ten years of experience, I have a thorough understanding of every aspect of mortgage lending and its challenges including being a branch manager, originating loans, processing, underwriting, closing, escrow and funding of residential loans. Knowledge of income/credit analysis and documentation review. Consistently commended for the timely and accurate completion of compliant loan packages facilitating volume growth while preserving book-of-business quality in both retail and wholesale mortgage lending. Maintaining a strong pipeline of Conforming and Nonconforming Loans, FRMs, ARMs, GPMs, Jumbo Loans, Fannie Mae & Freddie Mac Guidelines, FHA, VA, USDA Rural Development Loans. While improving cooperation between lenders and staff. Maintained compliance with lending, underwriting and government requirements. Strong time management and organization skills. Ability to work in fast paced environment with competing priorities. Self-motivated and learns quickly.

Work effectively as part of a team. Work effectively in Microsoft products (Excel, Word, PowerPoint, etc.)

Credentials

FHA/VA processing and underwriting certificate 2002-2004

Tax Analysis overview and HMDA Audit certificate. 2003

Appraisal review and Special Products certificate 2006

Heritage College Hospitality, Travel and Tourism Las Vegas, NV 1998

Computer Proficiencies: Calyx Point/PointCentral; BytePro; MS Word and Excel; Windows OS; Mac OS X Lion, 10 key by touch.

Accomplishments

Received Customer service excellence award from Bank of America of years 2002, 2003 and 2004. Maintained a branch office with more than 10 LO’s and 2 processors with over 60 loans in pipeline and eight million dollars in the pipeline at one time.

Work Experience

Branch Manager / Originator American Cornerstone Mortgage Lake Havasu, AZ 2005-2011

Sr. Loan Processor Washington Mutual Pleasanton, CA 2004-2005

Sr. Processor/ Jr. Underwriter Bank of America Pleasant Hill, CA 2002-2004

Sr. Loan Processor Team Mortgage/Home Mortgage Las Vegas, NV 1999-2002

References available upon request

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