Credit Analyst

SUBRAHMANYA RAO

Mobile: +918********* Email: ****************@*****.***

SUMMARY

Experienced professional of financial statements analysis and credit risk assessment with overall experience of almost 5

years.

Qualification: PGDM(Finance) and B.E.

AXIS BANK LTD. BANGALORE – March 2011 to March 2013

Designation: Credit Analyst

Department: Small and Medium Enterprises(SME)

Job Profile:

Analysis of financial statements

Rating of client account for financial, industry, management, conduct and other risk parameters

Evaluation of client proposal for fund and non fund based limits

Industry analysis, competitor analysis and study of economic factors effecting client’s business

Risk analysis of loan proposals, monitoring and analysis of the client accounts on regular basis

Preparation of appraisal notes for sanctioning covering above mentioned key areas with recommendations

Handled Rs. 200 Crores portfolio with clients up to a maximum turnover of Rs. 350 Crores.

ING VYSYA BANK – December 2009 to November 2010

Designation: SRM/Credit Analyst

Department: SME

Job Profile:

Evaluation of client proposal for lending purposes

Renewal, Enhancement and Review of the existing client limits

Preparation of post sanction loan documents and disbursement of the limits

Clients with turnover up to Rs. 150 Crores.

RCI INDIA PVT. LTD. BANGALORE – October 2005 to June 2007

Designation: Vacation Consultant

Profile:

Responsibilities involved providing information about RCI services like booking holidays, renewal of

membership and rental bookings.

Also responsible for CRM activities of profitable customers.

ACHEIVEMENTS

Sanctioned maximum number of client proposals in 2011-12 at AXIS Bank with sanction rate twice the team’s

average.

Handled maximum number of Non-Schematic proposals during the stint at Axis Bank.

Awarded with ‘Outstanding Achiever’ for confirming 1,000 exchange holidays in the year 2006 at RCI.

EDUCATIONAL CREDENTIALS

PGDM (Finance) from Alliance Business School, Bangalore

B. E. – National Institute of Technology Karnataka, Surathkal

INTERESTS

Financial and Economic News

Cricket

PERSONAL DOSSIER

: No.4, 3rd Floor, Yashas Nilaya

Current Address

1st Main Road, 4th Cross,

Goudara Colony, Nagashethalli

Bangalore, Pin-560094, INDIA

Contact this candidate