WILLIAM F. ROWLEY, M.B.A, M.S.F.
** ********* ****** **** * PHONE: 617-***-****
BEVERLY MASSACHUSETTS 01915 **************@*****.***
SUMMARY
Confident, motivated, and achievement-oriented Real Estate Analyst who acts as a key advisor to internal and
external clients. Demonstrated ability to structure, underwrite, monitor and perform due diligence for multifamily
and commercial real estate transactions, as well as an ability to analyze and summarize large amounts of complex
data from multiple sources. Capacity to produce clear and concise underwriting recommendations. Strong financial
modeling skills that include pivot tables, pivot charts, v-look ups, and if-statements.
Significant competencies include:
Lending Decision Support Microsoft Excel Financial Modeling
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Mortgage Credit Analysis Loan Workouts
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Cash Flow Forecast
LIHTCs •
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COMPUTER SKILLS
Argus D.C.F. – Cash Flow Modeling Software
Yardi – Property Management Accounting Software
Intuit MRI – Property Management Accounting Software
Resolve Technology’s Portfolio Maximizer – Investor Waterfall Calculation
PROFESSIONAL EXPERIENCE
The Mayo Group, Quincy, MA (March 2009 – October 2011 / January 2014- Present)
Senior Analyst
• Completed comprehensive analysis of potential acquisitions and dispositions.
• Created dynamic database of cash flow models for C-Level executives, effectively forecasting twelve-
month and five-year cash flows for 80 multifamily assets.
• Submitted requests for financing proposals to various lenders for stabilized and development commercial
real estate projects.
• Presented monthly financial results to C-Level executives, summarizing performance of portfolios.
• Analyzed manager-prepared budgets, identifying overly aggressive or passive assumptions.
Arbor Commercial Mortgage, Boston, MA (July 2012 – November 2013)
FHA Underwriting Analyst / MAP Underwriter Trainee
• Successfully managed large pipeline of transactions in various stages of the underwriting process.
• Conducted physical inspections of multifamily assets to ensure asset quality.
• Reviewed and analyzed commercial appraisals.
• Effectively communicated risks and mitigants to internal and external clients.
• Completed MAP-compliant underwriting narrative for stabilized and development projects.
Winn Residential, Boston, MA (October 2011 – July 2012)
Portfolio Analyst (Asset Management Department)
• Standardized complex Excel cash flow models to identify key performance indicators.
• Created budget templates used across multiple portfolios.
• Assisted in creating asset management plans for 90 affordable projects.
• Created dynamic historical cash models across several portfolios.
• Used sensitivity analysis to show return-on-investment based on various disposition dates.
Citizens Bank, Boston, MA (February 2008 – March 2009)
Business Banking Officer
• Solicited C-level executives to move their banking relationships to Citizens Financial Group, winning more
than five million dollars of new business for Citizens Bank.
• Closed over one million dollars for SBA and other unsecured credit facilities.
• Created customer relationship database in Salesforce.com, effectively utilizing the technology to
automatically market and manage customer relationships.
Indymac Bank, Quincy, MA (January 2007 – February 2008)
Business Development Manager
• Developed new accounts through referrals, telemarketing, and face-to-face cold-calling, resulting in 50 new
accounts for Indymac Bank.
• Increased the region’s annual funding of residential mortgages by $60,000,000.
• Awarded Top Account Massachusetts Executive Honors in 2007.
Wilmington Finance, North Kingston, RI (October 2004 – January 2007)
Account Executive
• Received President Club Honors by developing new accounts and capitalizing on the market, resulting in a
300% increase in funded residential mortgage volume.
• Utilized pricing discretion to generate revenue exceeding $15,000,000.
• Interacted with in-house staff on a regular basis to ensure maintenance of a 100% after-market sale to
secondary debt markets.
EDUCATION
M.B.A., Northeastern University – Boston, MA (2009)
M.S.F., Northeastern University – Boston, MA (2009)
B.S. cum laude, in Economics, Northeastern University – Boston, MA (2003)