Marlowe D. Morehead
**** **** ***** **** *******, TX 75042 972-***-****
*************@***.***
Professional Profile:
A results-oriented, dependable professional with extensive
experience in the mortgage and financial services. Committed to
excellence, in delivering strong analytical and documentation
skills, applied effective oral and written communication skills and
the ability to multi-task prioritize multiple projects. Work well
independently and as part of a team. Seeking a new and challenging
opportunity which utilizes my existing skills and further my
professional development.
Professional Experience:
Bank of America - Plano, TX (2009-2014)
Senior Analyst
. Provided comprehensive support as the liaison between the Line of
Business Unit and the Technology Team.
. Successfully obtained requirements through various data bases,
document analysis, and researched scenarios, tasks and workflow.
. Proactively worked directly with the Product Management team to
deliver best practices and ensure compliance with Equator standards.
Mortgage Loan Closer
. Ensure that the title company meets Federal government compliance
regulations and standards and that all required documentation is
included in the mortgage file.
. Successfully assisted with post-closing communication on closing as
well as correct mistakes made on documentation by the title company.
Mortgage Contracting Services - Plano, TX (2008-2009)
Asset Preservation Coordinator
. Managed REO property inspections and property maintenance
Countrywide Home Loans - Plano, TX (2000-2008)
Loss Mitigation Review Specialist
. Evaluate 90-day and over, delinquent government, FHA, sub-prime and
conventional loans to determine if all loss mitigation servicing
requirements have been made before referring loans to foreclosure.
. Ensure the information provided to the mortgagor is correct and that
an appropriate action to seek a resolution to the delinquency has been
documented.
. Identify loans that require additional research or potentially missed
workout options that should be reviewed.
. Refer loans to the proper areas to ensure improper foreclosure action
is not taken until outstanding issues are resolved.
. Adhere to first legal deadlines and calculations based on loss
mitigation workout options and paid to dates.
Tax Procurement-Customer Support
. Responsible for reviewing tax lines for the procurement of tax bills
for all impound and non-impound loans
. Demonstrated routinely in handling tax delinquencies, supplemental
bill issues and successfully
Set-up tax lines.
Loan Counselor I
. Maintained controlled delinquency on outstanding mortgage loans and to
counsel customers
To bring loan to a current status.
. Maintain proficient knowledge with emphasis on compliance, negotiating
and selling skills to
Ensure collection routines were consistent with federal regulations.
Community Credit Union - Plano, TX (1992-2000)
Collateral Representative
. Executed the process for automobile transfers, maintain lien recording
documents, obtained
Title searches and reconciles general ledger accounts
Teller/New Account Specialist
. Provided comprehensive customer support through performance of a
variety of teller transactions.
. Established, cultivated, and maintained knowledge of Bank products
and services.
Education:
Western Michigan University
Kalamazoo, MI
Bachelor of Science
Technical Skills:
. Proficient in MS Office Suite, Access, Outlook, Lotus Notes,
AS400