Debbie L. LeClaire

**** ****** *****, ********** *****, Ca. 92646

949-***-**** cell

acfglp@r.postjobfree.com

OBJECTIVE

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I am seeking a position to utilize my skills and acquire additional experience that will lead to

advancement with long term employment in a team work environment.

EXPERIENCE

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01/09 – 07/14 Directors Financial Group Lake Forest, Ca.

Funding Manager/Sr. Funder/Post closing-Shipping Manager

• Well versed and knowledgeable in the new Consumer Financial Protection Bureau (CFPB)

regulations effecting Qualified Mortgage/Ability to Repay, ECOA, TILA and RESPA.

• An effective problem solver who consistently met investor’s time frames which allowed

loans to be purchased in compliance with regulations.

• Audited executed loan documents, communicated outstanding items prior to funding for

wet and dry states and signed off conditions for FHA/VA and conventional loans.

• Prepared funding figures and prepared collateral for warehouse bank.

• Created & implemented operational policies and procedures.

• Managed all aspects of 5 different warehouse lines of credit.

• Hired & supervised 10 employees for operations staff

07/97 – 09/08 Franklin Financial Mission

Viejo, Ca.

Sr. Funder/Funding Manager

• Created & implemented operational policies and procedures

• Audited executed loan documents, communicated outstanding items prior to funding for

wet and dry states and signed off conditions.

• Prepared funding figures and prepared collateral for warehouse bank.

• Managed various warehouse lines of credit

• Managed loan quality and compliance for FHA/VA and conventional loans

• Identified technology solutions & increased efficiencies

• Hired & supervised 15 employees for funding, doc’s and shipping

04/84 – 07/97 Alicia Park Financial Mission Viejo, Ca.

First Residential Mortgage

Greentree Mortgage (formally Western Columbia Mortgage)

Network Funding Corp. /Compufund

Sr. Underwriter/Processing/Doc Drawer/Funder

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