ANOOP.C
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Contact : +91-960******* ; Flat No T3, Pace Royale,
Mogappair,Chennai, TamilNadu. E-Mail: aceoez@r.postjobfree.com
JOB OBJECTIVE
Seeking managerial assignments in Banking/Finance - Strategic Roles.
PROFILE SUMMARY
. A competent professional with 7 Years 5 Months of experience in TOP TIER
4th PSU Bank in India, having a wide knowledge in
. Banking Products, Branch Administration, Strategic
Planning, Corporate/Retail/Commercial Banking, Basel
Compliances, Risk / KYC & AML Compliance & Management,
Relationship/Wealth/Portfolio Management, International
Retail banking, Banking Operations & Business Development
working on CORE SOLUTIONS accounting software - FINACLE
Platform by Infosys.
. Presently associated with IDBI Bank Ltd., Chennai, India as Manager -
Branch Head
. Detailed knowledge of Banking Business, Banking Operations & Compliances,
Portfolio/Equity/Relationship Management, sector's regulatory & legal
requirements, Accounting and banking products in Liability & Assets.
. Deft in defining service standards and guidelines that serve as benchmark
for excellent service delivery thereby contributing towards ameliorated
service revenue generation with best compliance to the regulatory
guidelines.
. Adept at preparing business proposals, financial analysis, developing and
structuring deals, preparing offer documents, working/developing
financial models, client presentations, communication with clients,
regulators and investors &in coordinating with different departments such
as marketing, audit, legal and IT Compliances.
. An effective communicator with excellent people management and
presentation skills
. Total Credit / Lending Exposure - 6 Years
CORE COMPETENCIES
Assets / Credit Management Financial Analysis
Client Management
International Banking
Risk Management Compliance
Management
Liaison & Coordination HR/People/Team Management
Strategic Management
MIS Reporting
Relationship/Wealth Management Product
Knowledge
ORGANISATIONAL EXPERIENCE
IDBI Bank Ltd., Chennai as Manager - Branch Head
Feb'07 - till date - Growth path
Manager as Branch Head - Branch Management including Assets & Liability
Portfolio management by covering Audit, Basel Compliance, Risk & AML
Compliance through CORE, FMRS, IRAM,KRI Updations.
. Controlling and Monitoring Financial Transactions and Confirming the
RISK, AML & KYC Management on daily basis.
. Leading and mentoring a team of 22 members to mobilize business in line
with regulatory norms.
. Escalating branch profitability by maximizing fee income through Advisory
services such as investments, insurance, mutual funds, demat services and
Relationship / Wealth Management for 15,000 customer base.
. Ensuring Compliance with the Basel Norms, Risk / AML / KYC guidelines.
. Analyzing Key Risk Indicators of Business & Operational - banking from
branch level.
. Providing Banking services to Corporate, Individuals - UHNIs, Farmers,
MSME, NGOs, TASC etc.
. Appraising, Sanctioning, Supervising & Monitoring lending transactions
to ensure accuracy and company compliance
Highlights
. Branch Management including Portfolio/Relationship/wealth management of
UHNIs,HNIs,individuals by covering Risk & AML Compliance through
CORE,FMRS,IRAM, KRI Updations
. Achieved 95% of the business target and achieved GOOD Rating in Audit
Compliances.
. CMD's appreciation letter for best performance & ED Club member for
highest fee income generation.
Asst. Manager - Service Operations Manager /Compliance manager
. Undertook initiatives to ensure the smooth flow of branch functions
through effective Customer Service Standards.
. Provided workflow and banking knowledge to the trainees and subordinates
. Risk Compliances through CORE Software, KRIs indicators & FMRS
reporting's and administration management.
. Adhered to the RBI Banking rules and regulations for ensuring effective
branch operations like Cash Management, CMS & Demat Operations, Locker
Management System, etc.,Involved in the reconciliation of inter-bank
account settlements
. Coordinated with the Branch Head for attaining business acquisitions and
healthy atmosphere through Relationship / Wealth Management for customers
. Mentored the branch staff to set a high level efficiency of customer
service with respect to the business goals
. Coordinated with International clients / retail banking
Highlights
. Earned good ratings by the Audit Team for conforming with banking
operational standards
. Spearheaded activities in conceptualizing, designing and launching the
new branch by obtaining approvals and applying innovative marketing
strategies
. Acted as a single end point of contact for the banking customers for all
services and business related matters
. Played a major role as ED Club Member for banc assurance sales and fee
Income generation in the FY 2013-14
Asst. Manager - Relationship Manager Service
. Relationship / Wealth Management for customers focusing on their wealth
maximization & retain them in long term
. Carried out recruitment of Direct Sales Team for the branch
. Implemented innovative business campaigns with branch head along with
adherence of banking compliances in wealth management.
. Generated funds & fee income from new high-net-worth relationships for
the branch
. Prepared daily reports of Branch Business including MIS
Asst, Manager - Customer Service Executive
. Branch Operations Support with Complying to Operations guidelines and
banking norms to increased level of customer service standards.
. Carried out customer instructions Like Fund Transfers, Demand Draft
Requests, etc. in Zero Level by 100% compliances.
EDUCATION
2006 Masters in Human Resource Management - Rajagiri School of Management,
Cochin - 69%
2003 B.Com. - St Josesph's College, Devagiri, Calicut - 74.13%
2000 Pre-Degree in Commerce - 80%
2000 Diploma in Computer Management from ECIL BDPS Computer Education
(DCM)
1998 Xth Class - S V V M, Trivandrum - 81%
CERTIFICATIONS
. British Education Council - Vantage (Level 2) Certification for Business
English Language of Cambridge Univ.
. JAIIB Certification from IIBF, India
. NCDO (NISM) Certified by NSDL, India
. IELTS Scored 7 - British English Council
TRAININGS ATTENDED
. User Experience in Core Solutions FINACLE Platform by Infosys.
. Operational Risk & Fraud Monitoring & Compliances, Priority Sector
Lending - MSE & Agricultural Lending and Branch Management, Risk
Management.
. Counseling, Vipassana,Trained in Neuro Linguistic Programming - NLP in
2005
ACCOLADES / EXTRAMURAL ENGAGEMENTS
. Selected as one of the Best Manager Finalist in Talentime'05, an Inter
Collegiate Management Event
. Achieved an overalls core of 7 in the IELTS Band & Business English
Vantage level 2 certified by BEC
PERSONAL DETAILS
Date of Birth: 8th March, 1983
Languages Known: English, Hindi, Malayalam, Telugu and Tamil
Nationality: Indian
Passport No.: F7277793 valid till 19th April, 2016
Visa Status: Open
Marital Status: Married