Braham Pal
Plano, TX *****
*********@*****.*** or **@*****************.***
Key Accomplishments & Experience
• Launched successful online eco friendly home services company
• Direct Response modeling and Business analytics
• Statistical Analysis SAS Programming
• Database marketing, data mining, SQL
• Analytic Database Design and Implementation
• Graduate of Indian Institute of Technology
PROFESSIONAL EXPERIENCE
Founder - Spark Home Services 4/2012 - Present
• Concept to 5,000 customers in 6 months with $1.5 million first year revenue
• Integrates customers, service technicians and sales teams through common web interface
• Real time coordination, fulfillment and billing between homeowners and service
providers
• Applies marketing optimization fundamentals from prospecting to customer management
AEGON/Transamerica, Plano, TX 5/2005 – 4/2012
Statistical Data Consultant/ Manager
Analytical databases and Automated update process
• Designed analytically ready databases for model development and validation
• Automated extracts from transactional systems into standard formats for automated model
development
• Insured timely fast and accurate extracts
• Generated audit reports, geo-coded summary results and automated profiles for zip code level
modeling
• Significantly reduced process time from 3-5 days to minutes and hours
Predictive Modeling:
• Developed health and accident insurance predictive models using partner files and in-house
database
• Consistently generated 230 -360% lift in models top segments
Forecasting and Optimization:
• Deployed SAS marketing optimization increasing profit $2 Million in 2 years thru optimal
product mix.
Segmentation and Modeling training
• Developed and delivered two day seminar helping business partners better understanding direct
response modeling of insurance related products including strategic segmentation, exploratory
data analysis, statistical modeling, offer optimization and testing.
• US and international audience included partners from Thailand, UK, Spain, Brazil, Canada and
India.
Experian, Lincoln, NE 6/2000 – 4/2005
Sr. Statistician
• Predictive modeling using Experian overlays with individual, household and zip level attributes
• Predictive modeling for psychographic attributes such as buying behavior, perception of
technology
• Finance industry modeling targeting credit cards, mortgage and home equity customers
• Customer model development for clients such as Sears, JC Penney, Wells Fargo
• Ad-hoc data mining to support important business decisions.
• Supporting other statisticians and analysts in SAS programming and data analysis.
Experian, Lincoln, NE 9/1998 - 6/2000
Industry Specialist
• Telecommunication and realty/mortgage industry focus on churn and new customer acquisition
models
• Predictive models, ECHV, monthly payment, remaining equity etc.
Experian, Lincoln, NE 9/1995 - 9/1998
Statistical Analyst
• Analysis of customer data to serve the customers in direct marketing industry.
• Generic predictive models, including homeowner probability, estimated mortgage amount, loan to
value ratio, and estimated current home value.
• Developed a statistical quality control system for the company.
• On Demand data analysis and reporting.
University Of Nebraska Lincoln, NE 5/1992 - 8/1995
Database Programmer
• Design and development of relational databases applications.
UP Development Systems Lucknow, UP India 12/1987 - 12/1991
Market Research Director
• Conducted several market research studies for World Bank assisted projects in India
• Supervised a team of eight research officers.
UP Provincial Dairy Federation Lucknow, UP India 9/1983 - 12/1987
Project Manager
EDUCATION
1995 Industrial Engineering, MS - University Of Nebraska, Lincoln, NE
1983 Marketing, MBA - University Of Poona, Pune, India
1981 Electrical Engineering, BS - Indian Institute Of Technology, Roorkee, India
Programming Languages:
• SAS, SPSS, VB, SQL, C, PASCAL, FORTRAN
Working Environment:
• Unix, Mainframe, Windows
Specialized Training:
• SAS Certified V9, SAS Macros, SAS Enterprise guide
• SAS SQL, PL/SQL, Visual Basic, SAS-Enterprise Miner, SAS Market optimization, SAS-DOE
• MS Project Management
• ER/Win Entity Relationship Modeling
Special Achievements:
• Recipient National Merit Scholarship, India
• Experian Cultural Leadership Award for achieving high standard of work culture in the company.