Project Manager Human Resources
Resume:
Edward Cram CPA
Rancho Palos Verdes, California 90275
OBJECTIVE:
Seeking a financial position with a small to mid-sized company
utilizing my extensive background in financial analysis, accounting,
and operational management.
WORK EXPERIENCE:
6/1998-Present Ed Cram Consulting-Palos Verdes, California
Worked with small companies in developing operational procedures and
financial controls.
Acted as Chief Financial Officer for five different companies
responsible for monthly financial statement preparation, forecasting
and working with the owner in all aspects of accounting, tax, human
resources and administration.
Negotiated a $5 million line of credit with Wells Fargo Bank.
Managed all legal issues in two class action law suits as well as
numerous personal actions.
Decreased the number of days to close the books from seven days to
three days in two separate companies.
Instituted numerous changes to conform Human Resources policy with
California and Federal regulations.
Assisted a restaurant owner in opening five new locations.
Instituted cross training in three companies.
Negotiated an agreement with the Franchise Tax Board to delay
payment of withholding on tips.
Successfully negotiated leases for two additional restaurant
locations.
Worked with CEOs to develop profitability standards for each
location and for various functions within each location.
Performed all duties as acting Chief Financial Officer of a $20
million in revenue manufacturing company.
Managed the creation of two subsidiaries in Mexico to offshore a
heavy manufacturing process. This project included finding a
suitable location, negotiating the ground lease, overseeing
construction, obtaining all permits and setting up all import/
export operational procedures as well as accounting procedures and
controls.
Initiated in-depth financial reporting and cost center
accountability.
Project Manager to set up the operations of a credit card marketing
company including internal computer systems and coordination of the
data transfer with third party vendors.
Worked with a Wall Street investment bank to write a private
placement memorandum and sell shares to private investors.
10/1992-6/1998 Vice President-Fidelity Federal Bank-Glendale,
California
Vice President Affinity Credit Card Relationships and Finance
Manager
Responsible for five affinity marketing partners from contract
negotiations through implementation of a credit card program.
Performed financial analysis, forecasting and budgeting for start-up
credit card operations and servicing center during a period of
tremendous growth. The center grew to over 300 employees in the
first nine months of operations.
Assisted in 10K preparation as well as regulatory reporting.
Vice President Loan Origination Division
Built the single family loan origination capability from $2 million
per month to $60 million per month within a six-month period.
Opened four wholesale origination offices throughout California.
Managed a sales force that included 25 Wholesale Account Executives
and 30 Retail Loan agents.
Chief Financial Officer-Mortgage Banking Group
Developed monthly reporting that provided an in-depth profitability
analysis of each area within the Mortgage Bank.
Project Manager for the centralization of the underwriting and loan
processing functions.
Coordinated all Mortgage Bank, Credit and Lending Group financial
activities with the Corporate Finance Department including
budgeting, strategic planning and financial reporting.
8/1989-8/1992 Vice President-Mellon Bank-Pittsburgh, Pennsylvania
Vice President-Chief Financial Officer-Institutional Trust Services
Division
Responsible for financial and strategic direction of a $300 million
in revenue division of the bank.
Project Manager for a complete restructuring of the division
designed to improve product delivery.
Project Manager for a cost reduction program that reduced Divisional
expenses by 12 percent.
Managed two acquisitions including one international project.
6/1986-8/1989 Vice President-Controller-Metmor Financial -Los
Angeles, California
Vice President/Controller of a $200 million in revenue mortgage
bank.
Supervised the Accounting, Financial Reporting and Treasury
Departments including 45 employees.
Negotiated a $500 million credit facility that included three
financial institutions.
9/1978-6/1986 Audit Manager-Deloitte, Haskins and Sells-Los Angeles,
California
Managed clients in various industry classifications including:
financial institutions, public entities, wholesale distribution and
manufacturing.
PROFESSIONAL DESIGNATION:
Certified Public Accountant
EDUCATION:
9/1974-6/1978 Harvey Mudd College Bachelor of Science Chemistry
INTERESTS:
Running, Tennis, Skiing and Biking
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