RUBEN R. ORTIZ
*** ****** ***** ****. ***** Lake Beach, IL. 60073. 224-***-****
****************@*****.***
Business professional with proven ability in strategic planning, managing projects and
improving efficiency of operations.
Bilingual in English and Spanish.
Summary of Qualifications
Proficient in business management, accounting and financial analysis
Familiar with banking regulations, underwriting techniques and lending laws
Ability to analyze complex financial data, design loan structures and monitor portfolios
Excellent presentation and communication skills
Good team motivator and player
Ability to maintain and develop good business relationship with clients
Management of Call Center, incoming / outbound
Comprehensive understanding of Windows 98, Windows 2000, Windows XP, and Vista
Understanding of Intro XL software / setup
Management of Accounts, Collection / Sales
Inhouse auditor / training
Regional Manager
Cash To Go, Palatine, IL.
February 2007 to September 2013
Responsible for the management and delivery of client-focused services
Oversee 4 stores, and ensure the performance of 20+ employees
Managed budget to deliver effective and efficient services to clients in Finance
Provide expert advice and guidance
Loan Officer (Illinois Licensed)
Nationwide Mortgage, Inc., Des Moines, IA.
June 2005 to February 2007
Intermediary between lending institutions and borrowers
Analyzed and reviewed loan transaction packages from initial to the final stage
Solicit loans (FHA, Conventional, Commercial and Refinancing)
Review and analyze loan transaction packages for preliminary approval or denial in accordance
with bank guidelines
QA Manager, QC (In House Auditor) Inspector
Fabrik Molded Plastics, McHenry, IL.
May 2002 to June 2005
Statistical analysis for additional insight into processes for product improvement
Data SPC
Chart collection
Data management
Governance risk and compliance
Pilot runs on new product
Education
College of Lake County : Grayslake, IL.
Wilbur Wright College : Chicago, IL.
Edwin G Foreman High School : Chicago, IL.
References available upon request