Julio Alvarez
**** **** ***** *****, **** Worth, TX 76137
Telephone: 817-***-****
************@*****.***
Objective
Seeking full time or internship position with a finance company that would
take advantage of my seven years of mortgage experience with loan processing.
Experience
2012-2013 New Bold Advisors - Dallas,TX
Mortgage Consultant / Quality Assurance
Monitored agents for quality assurance in their evaluation of customer loans for
the purpose of loss mitigation/Home Loan Modification. Responsible for meeting
daily production goals while ensuring accuracy in my reviews
Loan Processor
Verified and compiled application information for mortgage loans including
reviewing residential loan application files to ensure application data was
complete and meet establishment standards; including type and amount of
mortgage, borrower assets, credit reports, liabilities, and length of employment.
Also gained experience in clearing underwriting conditions including automated
underwriting and decisioning, title liens and reviewing credit reports. Assisted
the Quality Assurance Team that analyzed and audited associates work to
ensure policy and procedures were followed and carried out through
their process of forwarding files to the underwriting department.
2011-2012 Carlisle & Gallagher Consulting - Dallas, TX
Executive Customer Relations Advocate – Project for a Top 4 USA Bank
Helped reduce outstanding regulatory cases from 13,000 to 3,000 while
successfully providing strict quality control validation results.
Represented the Office of the President and CEO in mortgage cases
brought before Congressional Representatives and regulating agencies
while assisting the mortgage case quality control team. Interacted with
Public Officials and attorneys to bring resolution to escalated cases.
Valuable experience in quality control, loss mitigation, default servicing,
research analytics, bankruptcy and foreclosure reviews. Recognized and
awarded for 100% quality in closed cases. U tilized the following systems:
C agNet, IPortal, Homesaver, Siebel, AS400 and Lamp.ws
2010-2011 Wells Fargo Bank - Ft. Worth, TX
2008-2009 Bank of America - Dallas, TX
Personal Banker
Assisted customers to find and understand financial solutions for their
f inancial needs. Proactively mitigated risk while assisting the team on
m eeting aggressive monthly and quarterly sales goals. Worked with
every member of the team from tellers to financial partners to assist
customers meet their financial goals. Analyzed reports and kept a book
of business in order to meet individual sales goals.
Education
1992-1997 ! Haltom High School - Haltom City, TX
Graduated in the top 20% of class
Skills
Bilingual in Spanish
Proficient in Microsoft Office
excellent verbal and written communication skills
Project management