*** ********* ***, *********, **
11575212-***-****(*************@*****.***
Nadine Barnes
Objective
To obtain a challenging and rewarding position that utilizes my
expertise
Experience
**/****-3/2014 Residential Home Funding Corp Syosset, NY
Senior Mortgage Processor
Review residential loan application files to verify that application
data is complete and meets establishment standards, including type and
amount of mortgage, borrower assets, liabilities and length of
employment
Submitted loans through DU and LP
Calculated income and debt service ratios to ensure the ratios stayed
within guidelines
Exceed funding and turn time goals
Apply underwriting guidelines to ensure regulatory compliance and
performed due diligence on each loan application
Adhere to all state and federal regulations
Achieve benchmark customer satisfaction results
Recognized by sales and operations as a Top Processor
Analyze and processed condominium and co-op loans and acquire all
documents necessary for condo/coop approval
4/2012-7/2013 Prudential Borrowing LLC Freeport, NY
Senior Mortgage Processor
Process mortgage loan applications for agency loans and Harp
(streamline) transactions
Evaluate credit, income, assets and collateral in order to maximize
organizational profit and minimize risk or loss
Manage my pipeline effectively to maintain company turn time
Opened and Reviewed application files to verify that data was complete
and met guidelines
Called specified companies to obtain property abstracts, surveys and
appraisals
Follow up with credit bureaus and employers to verify accuracy of
information
Submit file through DU or LP; package file for submission to lender
10/2009-6/2012 Meadow Brook Financial Mortgage Baldwin, NY
(Allstate)
Senior Mortgage Processor
Ensured loan data on processing system was accurate, complete and done
in a timely fashion.
Called specified companies to obtain property abstracts, surveys and
appraisals.
Served as an intermediary for loan issues with Loan Originators and
other related departments
Made sure all files were in compliance
Submitted mortgage loan application files for underwriting approval
6/2000-7/2008 Custom Capital Corp Massapequa Park,
NY
Senior Mortgage Processor
Verified, compiled and typed application information for mortgage
loans.
Reported on the stages of the application process to Management and
Closing Representatives.
Informed supervisor of discrepancies in titles and files.
Actively participates in ongoing efforts to improve customer service
for customers.
Submitted mortgage loan application files for underwriting approval
Education
George W. Wingate High School Brooklyn, NY
High School Diploma
QUALIFICATIONSUMMARY
Diligent and hard-working individual with strong communication,
computer, research and
Analytical skills with the ability to prioritize multiple tasks and
deal with individuals at all levels with an eagerness to excel.
SKILLS
CLOSR, Zippy, CalyxPoint; Encompass; Integra; FHA Connection;
LP;DU;Organized;Detailed
References
References are available on request.