Manager Project
Resume:
Mark Ma
**** ******* ***, *******, ** *****
*******@*****.***/ Tel: 415-***-**** (c)
EXECUTIVE SUMMARY
A seasoned program leader and risk manager with over 20 years of experience in financial and consulting service
industries across Consumer and Commercial Lending and Traded Product portfolios. The combination of large-
scale project and team management skills, technical competencies, and hands-on experience in credit risk
modeling and model risk management, data modeling and analytics enhances his ability to deliver solutions with
strategic, operational and technical impacts in critical decision making, operational performance, and profitability
of organizations. His professional expertise includes Basel II/III, Dodd-Frank/Volcker Rule and CCAR
program/project management; Credit Risk and Model risk Management, Model Development and Validation,
Data Mining, Risk MIS Design and Analytics, Risk Technology Evaluation, Process and Performance
Improvement with a focus on improving company’s P/L and compliant with regulations from process
optimization and strategy innovation.
Expertise: Basel II/III /Dodd Frank/CCAR Team and project management
Modeling/Validation/stress testing BI architecture and reporting
Strategy design and implementation Portfolio management/reporting
Process improvement Model Risk Management
Data modeling and analytics
Project Management: Planning, executing, and evaluating projects according to predetermine
timelines and budgets; Building and managing project teams, reporting to
the project sponsor, and ensuring quality control throughout the project
life cycle.
DB Management/BI: Teradata, Oracle, SQL Server, Access, ERWIN, HANA, VB, Business
Object, SAP HANA Studio, PA
Applications: MS Word/Excel/PowerPoint/Project, Visio
Analytical Tools: PC/UNIX SAS; SAS E-Guide &E-Miner, Knowledge Studio 6.0, SAP
HANA Studio, PA, R Studio, TreeNet
Modeling technique: Basel/CCAR PD, LGD and EAD modeling; Regression; Vintage
Analysis; Decision Tree; Roll Rate; Time Series Analysis; Clustering
Analysis, Transition Model, etc.
Education: MBA, MA in Economics, BS in Math
CAREER EXPERIENCE
COGNILYTICS, INC. Sr. Manager, Decision Science Advisory Service Jun., 2012 – Present
As a Sr. manager of the Decision Science Advisory Services Practice in Banking and Capital Market, managed
teams and projects in risk and capital management for large financial institutions.
• Led engagement team and managed projects in a dvising and assisting a global bank in CCAR governance
structure, change control processes, CCAR submission process infrastructure and documentation.
• Led engagement team and managed projects in a dvising and assisting a global bank in model validation for
CCAR and Basel PD, EAD LGD models. The comprehensive validation included assurance of data quality,
evaluation of model’s conceptual soundness, model development and implementation processes, outcome
analysis, sensitivity and stress testing with the principles of regulatory guidance provided in OCC bulletins
2000-16, 2011-12, CCAR, Basel and bank’s internal validation guidelines.
• Led engagement team and managed projects in a dvising and assisting a global bank in developing loan level
transition models for its $80 Billion Mortgage and RE portfolios. The Framework uses several integrated
components or modules to forecast the cash flows at loan level using a combination of loan specific,
borrower, and macro-economic variables to predict future prepayment and default for multi-purposes such as
CCAR, and ALLL.
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Mark Ma
1230 Walleye Cmn, Fremont, CA 94536
*******@*****.***/ Tel: 415-***-**** (c)
• Led engagement team and managed projects in a dvising and assisting fortune 500 companies in developing
Predictive Analytics architecture, roadmaps, models and implementations for CRM, predictive maintenance
and marketing campaigns using SAP PA, HANA and BO.
• Led and develop Predictive Analytics Practice in various industries, built 20+ use cases,
Beijing HuaMeiYiGou Tech./MuMingTang Tech. M&A Adviser Dec., 2011 – Jun., 2012
Helped and advised High-Tech Startups for their capital raising and M&A activities overseas.
ERNST & YOUNG Manager III, Financial Advisory Service Nov., 2010 – Dec., 2011
As an experienced manager of the Risk Advisory Services Practice in Banking and Capital Market, managed
teams and projects in risk and capital management engagements.
• As the program lead, led teams and assisted a US subsidiary of a global bank in its BII data quality and
governance program for its retail, wholesale and trading books. Responsibilities included developing and
managing the project and implementation plan, Developing and maintaining data governance framework,
collecting requirements and building business rules for BII critical data elements, coordinating Trillium data
profiling implementation and End-to-End testing, creating dashboard reporting architecture and defining a
critical data collection and reporting processes for risk factors quantification.
• Led projects in assisting a large financial institution in implement the infrastructure, risk measurement and
management processes needed to perform Basel II Risk-Based capital calculations. The process included
designing Basel capital calculation process and implementation configuration; identifying critical data
elements for RWA calculation; developing business requirements and procedures document for BII capital
calculation; reviewing and validating PD, EAD and LGD models, assessing and their methodology, process
controls and change management process.
• Led teams and projects in assisting a large financial institution in assessing counterparty exposures and
obligor model methodologies for its ICAAP initiatives. This process included understanding and identifying
the counterparty exposures in its balance sheet and FFIEC schedules, review and assess obligor models for
each obligor type, conducting gap analysis between current state and BII requirements, developing
assessment matrix, stress testing and remediation plan.
• Led a team and assisted a global financial institute in standardization and optimization of regulatory reporting
process. The project included assessing current state of the reporting process and documenting data and
process flows; identifying issues and improvement opportunities; developing future process re-engineering
plan.
• Led a team and assisted a global financial institute in developing requirements for the Proprietary Trading
Requirements of Volcker. Partnered with Risk, Compliance, the Front Office, Operations, Finance, Legal and
Technology and delivered business & functional requirements, IT solutions for system integration,
dependencies, roadmap and change management process required to support and monitor the mandated
Quantitative Measurements.
• Led and participated in many Practice Development projects, including Vendor Selection, Traded Product
application implementation; Counterparty Risk Assessment; Dodd-Frank/Volcker Rule and Basel II/III
solutions, EC/ICAAP assessment tools, Credit and Market Risk infrastructure and data management
assessment and roadmap development, etc.
WELLS FARGO BANK Vice President/ Basel Manager Sep., 2003-Oct., 2010
Led teams and managed Basel programs, including project management, Basel Infrastructure, data strategies and
integrity, modeling and implementation, process improvement, internal/external audit and regulatory reviews.
Also responsible for credit life-cycle management, loss forecast/ALLL modeling, implementation and validation;
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Mark Ma
1230 Walleye Cmn, Fremont, CA 94536
*******@*****.***/ Tel: 415-***-**** (c)
decision engine infrastructure design and implementation; financial data modeling and data mart/warehouse
design for several LOB portfolios.
• As Basel program manager, built new teams and improved effectiveness and efficiency significantly of Basel
programs by redesigning and improving data, modeling, production, monitoring, and reporting processes for
several business lines.
• As data warehouse and reporting manager, managed tier 1 project building and redesigning new portfolio
reporting infrastructure, data warehouse and data processes and utilized the new technology to support
collection and marketing strategies and decision-making processes; developed operation reports, custom-built
scores, and strategies to support collection and marketing initiatives.
• Played a key role and proposed Basel proper data infrastructures and data strategies, including short term,
interim and long term Basel data solutions; Worked with risk group, Basel compliance team and IT group in
all Basel implementation phases to ensure that all solutions meets Basel requirements; enhanced the forecast
production processes, increases data security and complies with Basel requirements. The Basel solutions in
WFF are recognized as one of the best practices in Wells Fargo Bank.
• Performed Basel PD, EAD and LGD modeling, implementation and stress testing for many portfolios from 2
– 50bn; developed auditing and monitoring processes ensuring quality deliverables conveyed via Basel
Dashboards to Corp and business management. Well prepared and communicated efficiently with regulators
and auditors in audit processes resulted in high ratings.
Performed ALLL loss forecast model development and validation; Made recommendations to managements
and ALLL committee. Conducted model validation in compliance with OCC Model Validation Guidelines.
Led teams and built cross-sell champion model and developed strategies; conducted collection strategy
analytics and support, custom-built score development and implementation, loss forecast stress testing etc.
IOWA FOUNDATION FOR MEDICAL CARE Project Manager/Architect 2000-
2003
Responsible for project management, system and business analysis, data modeling, system and process design,
backend programming and analytics in large-scale, highly-complex systems.
• As a project manager, managed full life cycle of various projects, from budgeting to deliveries. Coordinated
with different groups to meet requirements and deadlines.
• As one of the leading designers, participated in system infrastructure design, logical and physical relational
data warehouse/mart design and Metadata Management system in Federal Medicare and Medicaid
management systems in VLDB environment. Also designed and implemented BI applications for ETL, data
mining and reporting processes.
• Conducted analytics and modeling practice as requested by senior management.
EQUALFOOTING.COM, INC., Director - Operation and Analysis 1998-2000
Manage teams and responsible for operation analysis and reporting.
• Designed and produced operation analytics and reports to optimize operation processes and make
recommendations for online B2B business.
• Designed and developed a Corporate Information Model for marketing and decision making purposes.
MGT INFORMATION, INC., Manager/MIS &International Business 1996-1998
Responsible for design, implementation and optimization in data process, analysis and modeling.
EDUCATION
Masters of Business Administration in Finance/MIS University of Nevada - Reno, Nevada
Masters of Economics in Econometrics and Operation Research Beijing University - Beijing, China
Bachelor of Science in Mechanics/Math Beijing University - Beijing, China
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Mark Ma
1230 Walleye Cmn, Fremont, CA 94536
*******@*****.***/ Tel: 415-***-**** (c)
Continuing Professional Development:
• SAS Modeling, Advanced Programming, forecasting, etc. – SAS;
• Project Management Training – Wells Fargo Bank and Ernst & Young;
• VISA Business School Training - VISA
• Blaze Advisor –Fair Isaac Training;
• Certified Oracle DBA 8i and 9i – ORACLE;
References available upon request
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