John Simmonds
Laurel, MD ***08
***********@*****.***
Professional Summary:
A seasoned Operations Analyst with 8+ years of experience supporting financial lending
services. Looking to secure a position as a valuable member of your Operations Analyst
team that leverages, my skills, work ethic, and strategic thinking.
Professional Experience:
Business Operations Analyst
Aerotek (contractor)NAVY FEDERAL CREDIT UNION(Vienna, VA) 6/2011-Present
• Prepare and maintain supporting documentation for daily, weekly & monthly reporting
• Collect, organizes and analyze narrative & statistical data, budgetary information for
management reporting
• Experience identifying relevant analytical problems, determining appropriate diagnostic
methods, and solving unique and complex issues/problems.
• Gathers, consolidates, validate and prepare data for analysis from multiple departments
• Solid knowledge and Experience of data querying, reporting, forecasting, analysis and
operational research
• Perform other analytical ad-hoc projects to support policies and decision making of the senior
team
Associate Business Analyst
Hrd(contractor) FANNIE MAE (Herndon, VA) 3/2010-9/2010
• Responsible for management of all single-family loan and MBS transactions, track reporting,
and reconciliation
• Manage monthly SF investor reporting: Chase Metric reporting, Loan Liquidation reporting,
Pool Deficiencies, Pools out of tolerance report, MBS single family Overrides, Pool changes,
• Analyze and resolves investor accounting problems of complex a nature to fit the pool
parameter.
• rovide monthly status updates for various departmental management reports
• Analyze mortgage note, submit post purchase adjustments and Electronic pool change request
forms
• Daily investigation of aged items and decifit reporting
Loss Mitigation/Risk Analyst
Aerotek(contractor) WELLS FARGO BANK (Columbia, MD) 9/2009-3/2010
• Primary responsibility to mitigate loans in default, prepare loan modifications, HAMP
preparation, special forbearance agreements, and partial payment plans.
• Ability to interface with management and analyze spreadsheets to solve complex business
problems.
• Proficient in loan modifications and loss mitigation of FHA, GNMA, Freddie Mac and Fannie
Mae loans
• Formalize a resolution that is mutually beneficial for the client to stay in their home and secure
the interest of the investor.
• Analyze client default trends, delinquency roll rates, and financial ability to sustain current loan
terms.
• Communicate with attorney’s to suspend foreclosure process, initiate payment option plans to
allow the client the opportunity to repair the default on their loan.
Global Wealth Analyst
CITIGROUP/ SMITH BARNEY (Baltimore, MD) 2007-2009
• Manage my division’s financial position while forecasting and directing funds movement
within the market.
• Report and reconcile various fund accounts. Assist in the development, maintenance and
enforcement of compliance policies and procedures.
• Conduct analysis of mutual fund activity in order to ensure proper fund transfer and execution.
• Oversaw settlement of cash equity accounts and new business development in excess of 30
million annually.
• Anticipated and responded to credit risks impacting trade activity and volatility.
Customer Relations Analyst
Randstad (Contractor) FINITI (Columbia, MD 2005-2007
• Established a top five performing branch producing revenue of 20 million dollars monthly.
• Led the financial service practice of account development and processing of new business.
• Responsible for ensuring and hiring of vendors property settlement and services for northeast
sector of United States.
Investment Analyst
PRUDENTIAL FINANCIAL SERVICES (Newark, NJ) 2004-2005
• Analyze data calculations in order to perform audits on various components of Prudential
Financial Services
• Review of data consisted of quarterly earnings, cycle time, delinquent cases
• Counsel clients towards the stability purchase of mutual funds while transferring under
performing accounts
Senior Client Service
AXA CLIENT SOLUTIONS (Secaucus, NJ) 1998-2004
• Managed and trained junior account executives in compliance of qualified contracts
• Ensured agent and brokers are in compliance with state regulatory procedures and sale of
products.
• Maintained the integrity of the company by ensuring all annuity products met federal and state
guidelines.
Education:
• Belltown University - Bachelor of Business Administration, Graduation date: July
2013
Skills and Competencies:
Byte, Encompass, Vision, FCI, CFE, PRIDE, Microsoft Office, Fidelity, Noble Composer
Certified. Strong proficiency in Excel and Access