Paul R. Richards
*** ****** **** *****, *************, WV 25443 • 240-***-**** • acd6sl@r.postjobfree.com
Objective
An experienced underwriter and financial analyst is seeking a challenging position to contribute towards
organization growth and development by utilizing his financial, strategic thinking, and leadership skills.
Proficiencies
Health Insurance Underwriting Microsoft Excel & Access Financial Modeling
Due Diligence in M&A Economic Correlation Analysis Portfolio Management
Bloomberg Certified Oracle Crystal Ball Financial Reporting
Note: Portfolio of skill sets and references available upon request
Education
Masters of Science in Finance from Loyola University, MD – May 2010
Bachelor of Arts in Business Administration from The Citadel in Charleston, SC – May 2003
Experience
Underwriter for CareFirst BlueCross BlueShield of MD (MD, DC, n.VA) Nov 2011 –
Present
Associate Underwriter for CareFirst BCBS of MD Oct 2010 – Nov 2011
• Manages revenues of $105M across 125 accounts consisting of 11,400 lives
• Active role in designing, testing, and implementing new Automated Rating System
• Trains new associates for reporting purposes
• Develops client risk levels through application of actuarial formulas and data aggregation
• Works closely with sales to sell new and retain existing business
Portfolio Accounting Analyst for Fortigent Wealth Advisors in Rockville, MD Mar 2008 – Jul 2010
• Reconciled investment accounts for monthly reporting deadlines
• Aligned account positions based on financial statements and electronic data feeds
• Transfer Utility Automation
• Software improvement requirement, design, and testing
Vocational Instructor for Community Support Services in Gaithersburg, MD Aug 2007 – Mar 2008
• Vocational program to improve the lives of adults with developmental disabilities
• Building schedules to aid behavior modification to broaden client life experience
• Intense hands on instruction and progress tracking with specialists
Accounts Receivable Associate for Tek Systems Corporate in Hanover, MD Jan 2007 – Aug 2007
Sales Associate for XS Energy Nutritional Supplements Dec 2003 – Aug 2007
Commercial Real Estate Associate for Ruppert Properties in Laytonsville, MD Jul 2005 – Dec 2005
Eight plus years of restaurant experience
Activities
Fortigent Community Outreach Calliopean Literary Society President Engaged Encounter Volunteer
Saint Agnes Catholic Church Finance & Investment Club Treasurer Cadet Sergeant