Management Manager

Imran Rizvi

Business Analyst /AML Sanctions/Compliance Officer at Lloyds Banking Group NY USA.

*****.*.*****@*****.***

Summary

# A seasoned professional with 4 years of experience in AML/CTF Compliance and Sanctions. Significant

knowledge of US Patriot Act, Bank Secrecy Act, Know Your Client, Anti Money Laundering legislation,

OFAC, OFAC SDN list and purpose and Sanctions (US, EU, UN and HMT UK)

Experience in performing Payments (SWIFT, FEDLINK and CHIPS),Customer, PEP and Country screening

against sanction lists

Experience in completing sanctioning investigation and able to demonstrate and justify using rationale with

supporting documentation.

Skillful listener with the ability to build and manage relationships with a diverse group of executives, managers,

and subject matter experts, expert at managing multiple projects simultaneously and quickly master new

business areas and technologies

Adept at reducing development costs and providing traceability of projects.

Experience

Senior AML Sanctions Associate at Lloyds Banking Group/ Bank of Scotland dealer finance.

December 2012 - Present (1 year 6 months)

LLOYDS BANKING GROUP – NEW YORK, NY (CONTRACT) Dec. 2012 – Present Senior Sanctions

Associate – CENTRAL SANCTIONS UNIT SANCTIONS

Successfully attended and cleared Lloyds Banking Group and promontory sanctions training

Work closely with members of the CSU team to ensure all customers, PEP and country sanction cases are

worked and resolved in an accurate and timely manner and always in accordance with group policies.

Review daily sanctions alerts in the Payments queue within Fircosoft to eliminate false positive matches and

escalate issues /risks to compliance division in a timely manner

Ensure regulatory adherence to various sanctions programs and work with the lines of business to identify

control gaps and/or remediation

#

Maintain LBG Internal Control standards, including the timely implementation of internal and external audit

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points, and any issues identified by Compliance division, Global Sanctions Unit and external regulators

#Participate in KYC remediation projects as requested by the stakeholders and ensure that the reporting meet

the quality required and is delivered in a timely manner

Perform OFAC/Sanctions check on various different requests using World-Check and ensure that the results

are delivered in a timely manner to the requesting stakeholders

Generate and provide daily Oracle/BI report for total transaction volume and the transactions caught in filter

to the unit head and management

#

Review and provide approval for Global and Local lists updates to be moved into production for comfort

testing #

Review and analyze bi-monthly FinCEN 314(a) issued lists for possible matches

Work cohesively with multiple teams (New York, Miami and UK) to deliver professional and timely services

UAT PROJECT

# Participated in the UAT for implementation of a standalone filter (Fircosoft) with PEGA application for

Sanctions screening and case management of payments (Swift and Fedlink) and customer (PEP, Sanctions

and Country).

Aml Compliance/Investigations officer - contract at Habib Bank Limited

September 2012 - November 2012 (3 months)

HABIB BANK LTD. – NEW YORK, NY (TEMPORARY ASSIGNMENT) Sept. 2012 – Nov. 2012

Compliance Officer – Transaction Surveillance Division (Correspondent Banking)

# Analyzed transactions for suspicious activity patterns and conducted investigations on cases and alerts

produced through the bank’s automated Anti-Money Laundering System (Prime Metavante)

# Liaised and work with business and support functions for day-to-day AML Compliance-related issues and

questions relating to foreign correspondent banking

# Prepared a narrative summary that described the results of the investigations and made recommendations

for

further actions based on investigatory results

# Performed due diligence on counterparties using World-Check and various internet resources

# Tracked responses of inquiries sent to foreign correspondent banks regarding AML related matters and

gathered appropriate documentation (KYC information) on customers, accounts, through correspondent

branch contacts

# Provided recommendations for Suspicious Activity Reports (SARs) filing to Compliance Manager by

presenting documentation to support findings and possibly suspicious activity

# Monitored and followed-up on industry developments and new AML rules and regulations relating to

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correspondent banking area with Senior Compliance personnel to ensure new rules are appropriately

monitored and implemented

Business Analyst/Banking Compliance Officer at Habib American Bank

August 2008 - August 2011 (3 years 1 month)

BUSINESS ANALYST

Played a leading role in determining user/business/functional requirements for in house development of

software which was to be used for compliance in the bank.

Facilitated creation of Vision, Scope, integrated set of Use Case Documents, Business Rules Catalog, Data

Dictionary, Activity diagrams, State Transition Diagrams and other user/system requirements artifacts

Elicited requirements via JAD sessions, workshops and individual interviews with stake holders and subject

matter experts (SMEs)

Conveyed functional design to the development team and acted as a liaison between management and

systems developers

Provided project status reports to IT and business management units

Kept track of Open Issues progress, prioritized outstanding defects and system problems, ensuring accuracy

and deadlines were met

Strategize implementation of RUP effort throughout SDLC

Worked with QA team to design test plan and test cases for User Acceptance Testing (UAT)

COMPLIANCE OFFICER

Monitor all transactions using the Enhanced Due Diligence (EDD) system on a daily basis and escalation of

unusual or potentially suspicious activity to the Compliance Transaction Screening Divisions (CTSD)

Manager for approval and SAR (suspicious activity report) filing.

Maintain up to date profiles of all the correspondents in the EDD system in accordance with the threshold

limits as provided by the Officer In-Charge.

Submit a report of transactions selected for inquiry from correspondents based on monitoring activity on a

monthly basis.

Responsible for OFAC queries and client screening on new customers and business (includes on boarding of

all new customers, which includes completion of KYC, system set up).

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Monthly submission of reports with analysis of client activity including nature of queries, resolution time,

business volume analysis, revenue analysis, usage of lines, maturity of existing o/s of trade deals.

International Business Analyst at GENERAL DELEGATION OF QUéBEC

August 2007 - May 2008 (10 months)

Facilitated business relationship meetings between local Québec and US based companies.

Gathered requirements on demand and potential market opportunities for products by Quebec companies in

the US market.

Provided strategic advice and in-depth research to improve overall competitiveness of the Québec

Technology/ Energy-related Industries.

Presented information about Quebec's IBD-related initiatives to large conglomerates.

Analyst at DCD FINANCE INC

December 2005 - May 2007 (1 year 6 months)

Collaborated with the various departments to build financial and budgeting models for senior management.

Performed variance expense analysis for multiple properties that led to decrease in the expenses by 40%

Devised a cost allocation financial model, to help management in order to renegotiate leases with current or

prospective tenants, which lead to an increase of rental income by 30%

Lead assignments and provide direction to other team members as required

Created and presented comprehensive monthly reporting packages for the real estate division; Conducted

financial and credit analyses and prepared reports for management in order to make lending decisions on new,

renewal and extension of credit/loans

Reviewed the reconciliations of accounts receivables for over 300 client accounts in order to identify client

credit risk and default risk based on recent account activity

Assessed and solved inefficiencies which led to increase in revenue by $1.5 Million

Monitored and reported various metrics on a loan portfolio of $250 Million

Languages

URDU/HINDI

Skills & Expertise

Financial Reporting

Mergers

Competitive Analysis

Variance Analysis

Financial Modeling

Business Analysis

Corporate Finance

Credit

Due Diligence

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Finance

Financial Risk

Financial Statement Analysis

Portfolio Management

SDLC

Strategy

Budgets

Analysis

Banking

Credit Risk

AML

Risk Management

OFAC

Operational Risk

Relationship Management

KYC

Bank Secrecy Act

Process Improvement

Credit Analysis

Change Management

Negotiation

MIS

Financial Services

Financial Analysis

Auditing

Investments

Capital Markets

Business Process Improvement

Commercial Banking

Team Management

Internal Audit

New Business Development

Project Finance

Education

Chiron Solutions LLC

Certificate, Business Analysis, 2010 - 2010

St. John's University

Masters of Business Administration, Finance, 2004 - 2007

Queens College

Bachelor of Arts, Computer Science and Economics, 1999 - 2003

Honors and Awards

International Economics Honors Society

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Imran Rizvi

Business Analyst /AML Sanctions/Compliance Officer at Lloyds Banking Group NY USA.

*****.*.*****@*****.***

Contact Imran on LinkedIn

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Contact this candidate