Real Estate Management

Sean W. Newbold

** ******* *****, ********, ** **952 ● 707-***-**** ● *******.****@*****.***

Fraud Investigations Risk Management Financial Analysis

Senior Investigations & Risk Management expert leveraging legal, regulatory, and compliance expertise when

evaluating systemic financial risk. Applies interdisciplinary perspective to risk analysis and uses critical insights to

anticipate and manage financial and operational risk. Keen ability to review voluminous amounts of regulatory

information and differentiate substantive from noise.

Regulatory Compliance Operational Analysis Testimony & Oration

Risk Analysis Portfolio Management Strategic Planning

professional Experience

Investigations Financial Analyst

Federal Deposit Insurance Corporation, Dallas, TX, 2010 – present

Serve as Investigator in Charge of closed banks. Respond to subpoenas and requests from opposing counsel and

conduct in depth research and analysis to formulate legal claim theories for financial recoveries.

Investigations Team Lead. Lead a team of 12 Investigators on individual bank closings. Direct preplanning

•

meetings, strategic desk and computer forensic audits, gather and compile terabytes of pertinent data and culled into

coherent tables and reports used to formulate legal claims.

Fraud Investigation. Perform targeted reviews of ORE and other loss loans to determine if loss was caused by

•

grossly negligent or fraudulent behavior performed by bank personnel. Drafted several mandated reports of the

targeted post closing examination, including the pre and post closing reports, recommendations for pursuit of legal

claims and was the signatory of several legal documents in federal court.

Investigative Loan Review. Served on a loan review team and reviewed multibillion dollar loan portfolios for

•

proper underwriting risk controls, management oversight, loan policy adherence, and regulatory compliance

including BSA/AML requirements, RESPA, BACPA, FDCPA, FDIC Act, Dodd Frank Act, FACT Act, NACHA,

CRA, ECOA and other pertinent lending regulations.

Expert Witness. Testify on behalf of the corporation as a Subject Matter Expert (SME) witness in trials and in

•

depositions regarding the safety and soundness and regulatory compliance of large financial institutions. Testify as

to the findings made by FDIC Investigators which brought the lawsuit being pursued. Leverage banking regulations

expertise, loan review experience, and first hand knowledge of action in question. Was key government SME trial

witness in precedence setting case out of the Southern District of Florida. FDIC R v. PTS, Case # 9:12 cv 80533.

Real Estate Portfolio Manager. SME to BankUnited, FSB of Coral Gables, FL. This Bank had an $11.7 billion

•

residential loan portfolio at the time of its failure including a large portfolio of REO and a large loss sharing agreement

between FDIC and the assuming bank. As a regulator the FDIC requires stringent compliance with Fair Lending

Regulations including but not limited to HMDA, the Equal Credit Opportunity Act, the Community Reinvestment Act,

RESPA and all other federal and state compliance regulations.

Professional Presentations. Presented as invited guest speaker at the US Department of Justice’s National

•

Advocacy Center’s Advanced Mortgage Fraud Workshop. Advised federal prosecutors from all 94 federal

jurisdictions regarding FDIC’s role as Receiver of failed banks in criminal restitution matters, fair lending practices,

and advanced mortgage fraud schemes.

Senior Accounting Professional and Legal Associate

Uboldi, Heinke & Velladao, LLP / Marin Law Partners, LLP, Napa, CA, 2006 – 2010

Managed complex legal and accounting projects including but not limited to, managing real estate portfolios, multi

national corporate tax projects, and multi party financial instruments.

Financial Analysis & Complex Accounting. Gathered, compiled and manipulated financial data to into a

•

variety of complex financial accounting forms and reports, such as: probate accountings, general ledgers, complex

tax returns, promissory notes, amortization schedules, tax accruals, profit/loss statements, business financials, and

inventory statements.

Technical Financial Writing. Drafted complex legal agreements, corporate formation documents, contracts,

•

accounting reports, and business projections.

Real Estate Legal Compliance. Provided Subject Matter Expertise to clients in regards to Fair Lending

•

regulations in regard to large commercial and residential real estate transactions completed by high wealth clients

and our large commercial REIT clients.

Wealth Management. Drafted and amended estate planning documents for high wealth individuals.

•

Law Clerk

Bass & Associates, LP, Tucson, AZ, 2005 – 2006

Served as a law clerk at a bankruptcy firm representing banks and other creditors in Chapter 7 and Chapter 11

proceedings.

Legislative Analysis. At the request of US Senator Jon Kyl of Arizona, I drafted a SME report on behalf of the

•

firm regarding highly technical changes to the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005

(BAPCPA).

Bankruptcy Analysis. Researched complex bankruptcy statutes, cases and instruments to aid the

•

implementation of collection strategies.

Financial Document Drafting. Filed UCC required financial instruments, including contracts, disclosure

•

statements and lien documents.

Financial Compliance Research. Researched and developed strategies to place liens on collateralized assets.

•

Residential Real Estate Agent

Frank Howard Realtors, Petaluma, CA, 1997 – 1999

Real Estate Sales. Sold Real Estate to clients I gained through personal marketing and networking.

•

Financial Consulting. Advised clients as to market condition, pricing, value, legal compliance, contract

•

language and all other fiduciary responsibilities surrounding the purchase and sale of real estate.

Real Estate Education. Completed several hours of Continuing Education requirements including classwork

•

surrounding fair lending laws and practices.

Education

University of Arizona James E. Rodgers College of Law

Juris Doctorate, May 2006

University of Arizona

Bachelor of Arts, December 2001

Certifications

Certified Fraud Examiner

In Process

Additional Information

Languages: Spanish (Basic)

Contact this candidate