Donald Young
**** ******* **** *** #***, Mesquite TX 75149 - 903-***-****- ****************@*****.***
Professional
Summary Experienced banking professional in the banking industry for over 20 years in
operations as a loan processor, loan officer assistant, compliance auditor and IT
help desk technician and assistant underwriter.
Skills Superior Customer Service Analytical
Math Aptitude Critical Thinker
Positive Attitude Team Player
Strong Computer Skills 50-60 WPM
Effective Time Management Microsoft Suite
Education Texas A & M University, Commerce, TX
Bachelors of Science in Psychology, 2012
Cedar Valley Community College, Lancaster, TX
Associates of Art and Science (Concentration Business)
Experience American Southwest Mortgage, Addison, TX 04/2013 - 11/2013
Underwriter Coordinator
Effectively managed the workflow of incoming files received to be
reviewed daily from brokers, credit unions or banks
Consistently monitored email notifications of submissions that files are
being submitted to underwriting for final approval to close
Meticulously audited file conditions for accuracy, and completeness
Analytically reviewed compliance documentation to ensure all applicable
laws were followed as it relates to banking and mortgage lending laws
Significantly improved the turnaround for final approvals and loan
closings by proactively identifying concerns that can be addressed and
solved
CU Member Mortgage, Addison, TX 09/2012 - 4/2013
Senior Loan Processor
Responsibly managed 50+ loans in my pipeline on a monthly basis with
average of 25+ loan closings per month
Thoroughly gathered, ordered, and followed up on all necessary loan
documents relating to submitting to underwriting for final approval
Diligently prepared files for a final underwriting approval on the first
submission to eliminate and reduce numerous submissions
Continuously communicated with internal and external customers as
required by company procedures and courtesy calls to keep open
communication on the status of loan files
Quickly reviewed HUD-1 with the closing department, the customer and
the loan officer to ensure there were no deficiencies before the scheduled
loan closing
Successfully maintained 4.5 or higher superior customer service rating
(with 5 being the highest)
Delta Dallas, Dallas, TX 4/2011 - 8/2012
Mortgage IT Specialist
Troubleshot different software issues with clients for Calyx Point
Consistently, provided excellent customer service for clients through the
call center
Delegated Subject Matter Specialist- for Tier II and Tier III specific
mortgage questions related specifically to ratios, LTV, income, assets and
liabilities due to extensive know of processing and underwriting loans
Bank of America (Countrywide), Irving, TX 7/2002 - 2/2011
Sr. Loan Processor
Managed 60+ loans in pipeline monthly with an average of 30+ loan
closings(Conventional Loans, VA, FHA, and HARP loans)
Recognized by my sales managers and agents for having a take charge
attitude while still training them to be more proactive
Trained other loan specialist as we started a new B2C department in
early 2009, as result we had 6X the amount of volume closed
Underwrite loans within delegated authority
Completed audits on Reg B, Z and X on all loan files
Special Awards
DISD Volunteer Award for 2 years of volunteer work
Company store points for superior customer service
Onyx ring for 5 years of dedicated service
Honored Countrywide’s relocation magazine for being the Relocation
Sensation
Donald Young (page 2)
4021 Samuell Blvd Apt #227, Mesquite TX 75149 - 903-***-****- ****************@*****.***