HOWARD F. MERRITT
** ****** **** ? Woonsocket, RI 02895
(M): 508-***-**** ? *********@*******.***
Seasoned project professional with more than fifteen years experience as a
project manager, business and financial analyst. Disciplined, detail-
oriented approach focusing on cross-functional team collaboration.
EDUCATION
United States Naval Academy, Annapolis, Maryland
Bachelor of Science, 1987
University of Virginia (Darden School of Business), Charlottesville,
Virginia
MBA, 1997
PROFESSIONAL EXPERIENCE
United Natural Foods, Inc. (UNFI), Providence, RI (2013)
Software Release Coordinator
Managed and monitored the modification, development, testing and
deployment of warehouse and supply chain management systems within UNFI's
network of thirty-five nationwide distribution centers (DCs).
. Coordinated the program and software changes related to the
deployment of the Inventory Optimization (IO) exception-based
forecasting (implemented June 2013) and Distributed Order
Management (DOM) systems.
. Worked with DC managers in identifying issues related to recent
system deployments, then worked with internal IT personnel and
external partners in resolving these problems through code
modifications.
. Identified and tracked IO and DOM project requirements, risks
and issues, managed the mapping of business process flows, and
created in-depth documentation of specifications and project
deliverables.
RBS Citizens Bank, Cranston, RI (2012-2013)
Senior Project Manager
IT Project Manager for Commercial and Consumer initiatives, including
rollout of Asset Finance automated credit underwriting and customer self-
servicing functionality, and Student Banking program modifications.
. Developed baseline project plan applying estimating models, identifying
resource needs and competencies, documenting assumptions and making
refinements to manage overall project performance against plan.
. Identified, clarified and tracked project requirements, processes, risks
and issues, and created in-depth documentation of requirement
specifications, IT design options and overall project vision
deliverables.
. Coordinated interrelated development, testing and implementation
activities across several technical application divisions involved in the
updated Student Banking release.
Texcom Construction LLC, Cedar Hill, TX (2009-2011)
Financial Officer
Fiscal officer for a telecommunications subcontracting firm, specializing
in cellular telephone and microwave transmitter installation and
maintenance nationwide.
. Managed over $14 million in subcontracting functions (including
negotiation, evaluation and execution) with mobile network
operating vendors (including Clearwire and Sprint), an increase
of 61% over the prior year.
. Forecasted long-range trends in the telecommunications market and made
recommendations for projects to maximize company growth. Annual revenues
increased 43% under my tenure.
. Other duties including account reconciliation and payments,
payroll operations, and relationship management. Implemented use
of QuickBooks Pro for periodic company financial reporting
functions,
Bank of America Corporation, Newark, DE (2006 - 2009)
Manager, Card Operations - Business Support
Strategic analysis specialist; Loss and Delinquency Reporting Manager.
Determined viability and impact of financial services project proposals
for U.S. Consumer Card and Business Card divisions.
. Team leader, tasked with modeling, estimating and reporting the
risks, rewards and returns of more than $950 million in revenue-
generating project proposals supporting third-party card
relationship managers.
. Developed in-depth multi-year financial models, utilizing forecasting,
margin analysis and mining of customer segmentation information with
database management systems for strategy proposals of up to $300 million.
. Produced monthly, quarterly and ad hoc loss forecasts and variance
reporting for all Bank of America Card Operations business lines, and
presented loss-related analytics to senior Finance Management personnel.
DecisionPath Consulting, Gaithersburg, MD (2005 - 2006)
Financial Consultant
Customer-facing specialist for an independent consulting firm; partnered
with corporations and government agencies in projects to develop business
intelligence (BI) tech and data warehousing (DW) network solutions.
. Team leader in the successful execution of a multi-million dollar project
to implement detailed, scalable BI/DW architecture for information
integration across a major division of Principal Financial Group.
. Refocused scope of Federal Reserve Bank transaction reporting system BI
project after an in-depth procedural evaluation, reducing project costs
and saving hundreds of man-hours of project team work.
. Liaison between company and client business/financial professionals and
internal technology experts in the design and implementation of complex
BI/DW IT business solutions.
FleetBoston Financial Corporation, Providence, RI (2001 - 2004)
Senior Asset Manager (Jun 2003 - Dec 2004)
Resolved complex accounts facing default, primarily within Healthcare and
Middle Market portfolios. Analytical process included equipment appraisal
and complete credit evaluation of customer and guarantors.
Acquisitions Manager, Corporate Development Division (Jan 2001 - Jun 2003)
Led business development program; pursued growth and acquisition
opportunities for Fleet Capital Leasing's $15 billion leasing portfolio.
. Recovered/restructured over $300 million in distressed Healthcare and
Small Business accounts in 2004.
. Project leader for large cross-functional teams examining and evaluating
multiple simultaneous acquisition opportunities of up to $3.5 billion in
the Equipment Finance, Small Business and Healthcare markets.
. Identified appropriate acquisition targets, allocated and managed
personnel resources (on-site diligence teams), assessed the financial
reward of each venture and proposed methods to mitigate risks and losses,
prepared and presented recommendations to senior management, and led
contract negotiations.
Associates First Capital Corporation, Irving, TX (1997 - 2001)
Director of Research, Corporate Planning & Analysis (Jan 2000 - Jan 2001)
Staff director; executed high-profile research projects (including
competitor analysis, sector performance, country analysis, and market
share) in support of financial services/product expansion planning.
Customer Relationship Manager (Vendor Equipment) (Jun 1997 - Jan 2000)
Staff supervisor for collections operations for a $300 million equipment
leasing portfolio.
. Led in-depth, high-visibility study proposing expansion of company
commercial activities in Asia; served as basis for successful corporate
expansion of equipment leasing operations in Japan, Taiwan and Korea.
. Developed regional marketing and financial guidelines to enhance group
performance; contributed to 5.2% improvement in Eastern and Central
region results.
United States Navy (1987 - 1995)
. Coordinated joint-service supply and cold-weather logistics programs,
including procurement and movement of personnel and equipment, for
scientific missions to McMurdo Station and South Pole, Antarctica.
. Project manager for early initiative to link Navy recruiting offices via
computer automation; report and findings served as basis for later
successful nationwide information technology system deployment.
. Managed the technical and administrative staff of Navy Recruiting
Command's Information Systems Department. Coordinated maintenance
schedules for mainframe systems, developed and executed contracts for
outside services and directed daily tasking for a joint military/civilian
workforce.
SKILLS
Process improvement, proposal generation, SDLC, Agile, Business
Intelligence concepts