Mortgage Banking/Lender Professional
Resume:
Farm Saeteurn
San Jose, CA 95121
****.********@*****.***
OBJECTIVE To apply my in depth knowledge in the financial arena with an emphasis in technology
and loans to help close loans with the highest integrity of a financial institute
COMPUTER SKILLS HTML, DataTrac (databases in general), MS Word, Excel, PowerPoint,
Outlook, Multiple FTP Clients, Various Web-Browsers / Internet Applications, Calyx Point, Encompass, LP/DU,
and Diverse Lender Online Applications,
EMPLOYMENT EXPERIENCE
04/2012 – 11/2013 US Bank Campbell, CA
Senior Loan Processor
Analyze credit reports, Calculate borrower income and review all other borrower documents for adequacy
Pre-underwrite files
Ensure Government (HUD/HMDA/etc) Compliance with all Loan Files from start to fund
Communicated to Regional Sales Mgr, Area Sales Mgr, Loan Officers when complications arise
Effectively engaged with USBHM Customers when necessary to help close loans as smoothly as possible
09/2010 – 02/2012 Opes Advisors, Inc Los Gatos, CA
Underwriter/Jumbo Support
Underwrote Conventional/FHA Loan Files
Cleared Loan Conditions (PTDs & PTFs) as they came in from LO’s & Processors
Cleared files for Docs
Inputted Loan Files into Datatrac as I Underwrote the Files
Was the Contact for Opes Advisors when sending in Jumbo Loans to Investors
Followed up with the Jumbo Investors (Chase, GMAC, US Bank, SunTrust) on
Status/Approvals/Decisions/Conditions/Etc
Sent Conditions into Investors for the UWs at Opes Advisors
Called Investors daily for their Current Turn times
10/2009 – 11/2010 Private Money Mortgage Los Gatos, CA
Ops Manager
Oversaw Processing/Pre-UW and assisted Owner/Broker of all aspects of Operations
Coordinate Hard Money Transactions & Coventional A-Paper Loans with Loan Officer/Broker, Private
Investor (individual lending money)/Bank, Escrow, etc to close Loan
Input loan files, pull credit reports, order preliminary title reports and appraisals, submit loan packages to
Private Investors/Bank
Ensure Loans Fund by clearing the needed conditions and then finally Recording
Assist in Marketing on Craigslist (daily ads), Google, Facebook, LinkedIn
Maintain Company Website (privatemoneymtg.com), adding & editing content when needed
03/2008 – 10/2009 FM Popp(News) fmpopnews.com San Jose, CA
Project Manager
Manage 4 other writers and take care of the backend of the website ie website upkeep and administrative
duties
Ensure all dead-lines are met for each portion of the FM Popp(News) project
Help edit articles to maintain writing quality and sensibility
Keep all team-members in the loop when key project matters arise
Journalize economic, business news for young adults / young professionals
01/2006 – 01/2008 Aurora Loan Services (Lehman Brothers) San Jose, CA (Home Office) / Littleton, CO
(Corporate Office)
Account Executive (Sales)
Develop relationships with Mortgage brokers
Discuss loan scenarios to determine if files are within lender guidelines
Pre-underwrite files, check credit reports, assist in loan submissions online
Obtain and retain 30-50 broker accounts
Conduct monthly presentations for mortgage/broker professionals
01/2005 - 06/2006 Landtech Capital Corporation Milpitas, CA
Processing Supervisor
Analyze credit reports, Calculate borrower income and review all other borrower documents for adequacy
Pre-underwrite files, work closely with escrow to ensure a smooth transaction
Daily follow-ups with lenders for all files in pipeline and communicate updates to loan officers
Responsible for helping 50 loan officers research lenders and their guidelines.
Train/supervise processors of a group of 6
EDUCATION
01/2014 – Present Ashford University (Forbes School of Business)
San Jose, CA
Business Information Systems Major, Bachelors of Arts
08/2000 - 06/2003 DeVry University
Fremont, CA
Computer Information Systems, Major
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