Real Estate Manager

ANDREA ADAMS

*** *. ***** **. ***. ***, BURBANK, CA 91505

PHONE 949-***-****

EMAIL: ***********@*****.***

PROFESSIONAL EXPERIENCE:

*/****- */**** ********* Real Estate

LAKE FOREST, CA

Loan Processor

Loan Processor is to ensure the timely and accurate packaging of all loans

originated by loan officers. Responsibilities include: Gather information

and take each file from pre-approval to closing. Input proper loan

information into the system for processing. Responsible for ensuring that

all loan documentation is complete accurate verified and complies with

company policy. Verify loan documents including income credit appraisal and

title insurance ultimately preparing application for submittal to

underwriting. Review file documentation and make sure all items needed are

requested. Order and coordinate loan documents. Meet crucial deadlines

requested. Perform any additional duties/activities assigned by management.

4/2012- 8/2012 Sun West Mortgage

CERRITOS, CA

REO ASSET MANAGER

Processed FHA/ VA, FHA 203K, CONV, SHORT SALE and REVERSE MORTGAGES.

Reviewed and cleared title, working with attorneys, county, police

enforcement, and real estate agents as necessary to legally remove any

judgements or liens that can cause closing delay. Manage, maintain and

liquidate assigned Real Estate Owned (REO) properties. Review REO contracts

determining condition and value of property as well as necessary

improvements to expedite sale. Monitor general work performance of real

estate agents to ensure marketing of properties is conducted in a timely

manner and to establish listing price of properties. Review, negotiate and

decision incoming bids and authorize sale of property within designated

loss parameters. Review recommended property improvements and authorize

completion of any work within budget restrictions. Prepare and distribute

monthly reports to senior management. Maintain all records and costs

associated with the sale of the property.

4/2007- 4/2012 HSBC POMONA,

CA

REO ASSET MANAGER

Processed FHA/ VA, FHA 203K, CONV, SHORT SALE. Reviewed and cleared title,

working with attorneys, county, police enforcement, and real estate agents

as necessary to legally remove any judgements or liens that can cause

closing delay. Manage, maintain and liquidate assigned Real Estate Owned

(REO) properties. Review REO contracts determining condition and value of

property as well as necessary improvements to expedite sale. Monitor

general work performance of real estate agents to ensure marketing of

properties is conducted in a timely manner and to establish listing price

of properties. Review, negotiate and decision incoming bids and authorize

sale of property within designated loss parameters. Review recommended

property improvements and authorize completion of any work within budget

restrictions. Prepare and distribute monthly reports to senior management.

Maintain all records and costs associated with the sale of the property.

4/2006- 4/2007 HSBC POMONA,

CA

REO DEPARTMENT/ FRONT END CLERK

Research and pay invoices for asset manager. Process checks for refunds,

voids, tax payments and escalated issues. Process closings by ensuring all

files are accurate and complete. Retrieve and research incoming wires for

REO properties. Check and file incoming REO files. Research incoming mail

and answer incoming calls regarding REO properties.

6/2005- 2/2006 HSBC SAN

DIEGO, CA

AUTO FINANCE BRANCH FUNDER

Auto Finance with the Alliance of Bank of America. Assisted Credit Officers

to complete auto loans. Scanned documents, checked credit scores, verified

employment and all information on documents in preparation for loan

approval.

2/2005- 6/2005 HSBC

SALINAS, CA

TEMP WORKER IN DISPUTES DEPARTMENT/ CREDIT CARD SERVICES

Prepared credit card documents to be mailed out to customers.

9/2012- 11/2012

CERTIFICATIONS

(NAMU-CMMU) through Mortgage Underwriter University. My goal is to achieve

the highest level of authority as a DE Underwriter.

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