SAPRINA ALLEN
Stark State College of Technology
Kent State University
Numerous Real Estate Courses
Foreclosure Procedures
Predatory Lending
Small Business Collections
Legal Administration
Exemplary communication and organization skills
Exceptional critical thinking and problem-solving/analytical abilities
Effortless learning curve capability
Adept in multi-tasking
Solid knowledge and daily use of all FDCPA (Fair Debt Collections
Practices Act) guidelines and procedures
Comprehensive experience and knowledge in the areas of mortgage,
auto, credit, and medical collections and account handling
High level of competency in the area of the various stages of the
foreclosure process
Skilled manager/supervisor
Team oriented
Accomplished in forming productive and positive working relationships
with co-workers and business partners at all levels
High level of professionalism
Expert use of various collections software, including but not limited to
CUBS, FDR, AFS, ILS, NextGen, Sales Force, Epic Systems.
Build and manage Dialer and manual workloads to maximize productivity
PARK TREE INVESTMENTS
Director of Asset Management
Asset Manager Oversight
Conduct weekly asset prioritization for Asset Managers, to ensure
that staff works key action items against priority loans. Prioritization
(and review) includes:
a) Review problem files, and define required tasks to move loan
dispositions forward
b) Work closely with asset managers to ensure that they adhere to
loan work flow process, call placement, and exit management
strategies outlined by the Director of Risk Management
c) Conduct weekly asset prioritization for Asset Managers to
ensure that staff works key action items against priority loans
d) Work closely with asset managers to ensure that they adhere to
loan work flow process, call placement, and exit management
strategies outlined by the Director of Risk Management
Borrower Management/Loan Problem-Solving
Ensure FDCPA and FCRA compliance in addition to handling
escalated borrower communications
Speak with clients first hand, acting as a “second voice” to assist
asset managers
Ensure compliance through recorded calls, live call monitoring, and
side by side call coaching (San Francisco and Ohio staff)
Review outgoing servicer communications for messaging impact and
effectiveness
Investor Relations (3rd Party Accounts)
Manage ongoing asset communication with investors, including run
bi-weekly asset reviews, including current strategy, last action items,
next action items and investor approvals required
Ensure follow-through on all action items
Ensure investor approvals are secured where needed
Vendor Management
Identify and contract with target vendors for streamlining asset
management duties, including foreclosure and bankruptcy
services, as well as general workout services (i.e. credit review/check
services, etc.)
ESCALLATE, LLC - NORTH CANTON, OH
July 2007 to October 2010
Collections Supervisor
Responsible for daily management and support for collections floor
Performed at a consistently exceptional level within a fast paced and
ever changing collection agency environment
Increased profits by developing, initiating, and managing large
diversified collections portfolio
Managed dialer campaigns while simultaneously supporting the
collections staff on all aspects of account handling
Implemented innovative programs to increase employee loyalty and
reduce turnover
Trained, coached and mentored staff to ensure smooth adoption of new
programs and initiatives
NOVA STAR MORTGAGE - INDEPENDENCE, OH
February 2005 - March 2007
Account Manager/Quality Control Auditor
Managed pipeline of 80 to 120 loans per month equaling 54 million
dollars
Reviewed and approved all title reports, conditions on mortgage files;
verified all documentation in loans for potential fraud or
misrepresentation
Surpassed revenue goals in four consecutive quarters
Partnered successfully with various departments and clients to produce
positive outcome and increased revenues
Trained all new field account executives for initial 12 months of service
NATIONAL CITY BANK - BRECKSVILLE, OH
October 2000 to May 2004
Foreclosure/Legal Administration/Small Business Collections
Maintained an average of 350K to 600K in recoveries on charged off
mortgage secured loans
Track and manage expenses for entire foreclosure department
Worked closely with outside attorneys handling foreclosure cases
Processed foreclosures in each of the fifty states in accordance with
state laws
Identified and released mortgages that were out of compliance
Trained collectors on small business collections, commercial loans, and
small business lines of credit
Effectively manage collections staff from early training programs and
throughout tenures with hands on coaching and intensive yearly reviews
Knowledge of all levels and stages of the foreclosure process
Expert comprehension and daily use of all FDCPA guidelines and
procedures
Build and manage manual dialer and manual workloads to maximize
productivity
Proficient facilitator of training programs
PROFESSIONAL REFERENCES AVAILABLE
UPON REQUEST