Ben Lane
*** * **** *** *** *** ( Denver, CO **204 971-***-**** (
***.*.****@*****.***
Strengths
. Strong analytical and problem solving mind set
. Excellent oral and written communication skills
. Efficient at Microsoft Office and Citrix
. Familiar with SQL databases and Moody's Risk Analyst
Education
University of Oregon, Eugene OR
Bachelor of Science in Business Administration, 2008 GPA:
3.69
Concentration in Finance and International Management
Study Abroad at Copenhagen Business School - Fall 2007
Course Highlights
Business Law, Financial Management, Leadership and
Communication, Business Statistics, Financial Markets and
Investments
Experience
Credit Analyst, Umpqua Bank, Portland, OR 07/12-09/13
. Analyzed business financial statements and tax returns for
Asset Based borrowers with Lines of Credit over $500,000 to
determine maximum borrowing base according to bank
standards
. Measured covenants and peer comparisons using Moody's Risk
Analyst to spread financials and make suggestions about
Umpqua's relationships with both borrowers and vendors
. Collaborated to pioneer a new SQL database that streamlined
the tracking of borrower covenants and helped identify and
flag which borrowers were consistently underperforming.
Universal Associate III, Umpqua Bank, Gresham, OR, 08/10-07/12
. Identified potential business customers and loan
opportunities through intensive online research and talking
with established book of business
. Consistently rated at the top of store and region in
products sold per session and number of loan applications.
. Implemented customer check back thru Microsoft Outlook,
which streamlined process and ensured customers were
contacted in a timely manner
Universal Associate I Rover, Umpqua Bank, Portland, 09/09-
08/010
. Educated in several bank wide programs including Citrix and
offered suggestions that enabled new ways credit reports
can be applied to mortgage customers with consumer loans.
. Gather knowledge on prospecting and focused on providing
customers with the highest level of service
. Gathered $10,000's worth of currency when processing over
50 courier deposits a day in several different locations
Activities
Speak conversational Spanish
Played Professional Basketball and taught English in Ecuador-
2009
Played College Basketball for Copenhagen Business School - Fall
2007
Financial Officer for UNICEF Campus Initiative - Oregon 2004-
2008
National Society of Collegiate Scholars- Member since March 2005