Date of birth: **th October ****
Marital Status: Married with three children
Cell-phone number: +254*********
E-mail: *******@*****.***
Postal address: 506**-***** Nairobi.
NAME GEORGE OTIENO OCHIENG
OBJECTIVE
To develop a challenging and fulfilling career in Risk and Insurance by providing practical insights, support and leadership to the operation of an organization with a view of enhancing its risk appetite without compromising on the quality of service and customer experience
AREAS OF EXPERTISE
Insurance and Risk Management Operation Management
Business Research Methods Innovation and Technology Management
Financial Management Managerial Economics
Strategic planning Human Resource Management
Legal aspects of insurance Business Quantitative Analysis
SKILLS AND ABILITIES
Risk identification and mitigation
Ability to identify and profile risk according to each group that it falls in e.g financial risk, corporate risk and Market risk with view to mitigate their impacts and certain occasions to maximum on the opportunity availed by a given risk to provide huge returns to shareholders.
Communication and leadership skills
Ability to communicate effectively with an aim to motivate and create relationships both internally and externally to enhance strategic partnership and provide advice at all levels of management.
Negotiation and conflict Management
Ability to reach a consensus with the conflicting parties with a view to resolve not only existing problem but to prevent occurrence of the same in the future. This requires great listening and negotiation skill to arrive at a conclusion that would be fair to both conflicting parties.
Computer Proficiency
MS Excel,MS Power point and MS Word
MIS-Enterprise Resource Planning (ERP)System
Advance Insurance Management System ( AIMS)
PROFESSIONAL EXPERIENCE
MARCH 2017 TO DATE
CLAIMS MANAGER-BRITAM INSURANCE COMPANY
July 2015 to March 2017
Claims Manager-at Jubilee Insurance Company Kenya limited performing the following tasks:
Individual Claims Leadership
Proactively manage individual claims from notification to closure, investing the necessary levelof involvement required for each claim depending on, inter alia, the nature, category, maturity, type and quantum of the claim.
Follow at all times Jubilee’s Claims Reserving Philosophy and Claims Standards.
Develop, iterate, document and execute claims strategies taking into account uncertainties, key decisions, potential outcomes and estimated associated costs.
Understand and implement IRA policy “Treating Customers Fairly” policy.
Claims Portfolio Management
Manage claims portfolio(s) to optimise performance including:
Regularly review individual claims within the portfolio and keep reserves and records up to
date as required by claims controls and standards of Jubilee Insurance
Identify issues and trends in the portfolio and take appropriate and/or corrective action.
Keep Reinsurance and Finance advised of any material claims as set out in your claims authority and claims protocols and procedures and work with Reinsurance to effect recoveries.
Working with Underwriters
Develop an understanding of marketing and underwriting strategies for your business area and contribute to business development and renewal opportunities by attending client meetings to explain the Beazley claims philosophy and approach to claims handling, and discussing any claims issues.
Provide input to underwriters on review of potential or existing insured’s claims experience.Feedback claims trends and developments and their potential impact on the book.
October 2012 to June 2015
Working with Kenya Airways Limited as Insurance officer performing the following task:
Evaluate, negotiate and recommend valid claims for approval to fulfill the company’s contractual obligations for customer retention.
Directly interact with customers and resolve claims complaints to enhance customer satisfaction.
Instruct appointed lawyers to take-up claims in litigation and subsequently monitor, support and propose the appropriate direction of litigation to minimize loss exposure to the company.
Maintain a claims data archiving system as per legislation to protect the company’s exposure to recurring claims.
Recover claims costs from responsible third parties to reduce company costs.
Analyze incident and loss trends and monitor implementation measures to minimize losses.
Train outstation claims staff and handling agents on claims handling procedures and requirements to impart skills.
Induct and offer consultation on claims to outstation claims handling teams and handling agents for efficient claims settlement and enhance customer satisfaction.
Reconcile insurance accounts for proper cost allocation and accurate financial reporting.
Prepare claims reserve reports for all outstanding claims for financial reporting to reflect the correct position of liabilities on the financial statements.
November 3, 2008 to September 2012.
Worked at UAP Insurance Company as a SeniorClaims Analyst in claims Department, performing the following task:
Accurate recording and registering/posting of new claims
Reserving adequately by setting initial reserves for new claims and revising older claims after anticipation of the quantum as per loss adjuster reports.
Analysis of claims details vis-a-vie the policy details
Determining settlement amount and issue discharge voucher for fully documented claims.
Attending to reinsurance aspects of claims by ensuring that the treaty and facultative reinsures are advised of new claims affecting them, are regularly updated on the progress, and that recoveries are made on all matters.
Promptly attending to customers complaints and enquires.
June 2007- October 2008
Worked at Equity Bank Limited as an Bancassurance Officer in Insurance Department performing the following task:
Handling all queries related to insurance underwriting and claims at the branch level.
Maintaining accurate records of all insurance transaction at the branch.
Assist in training branch staff on insurance products.
Spearhead marketing drives of insurance products to potential customer. .
Assist the Branch to obtain relevant insurance policies for the various asset being financed by the bank or beingused as collateral
Monitor issuance of certificate, stickers, security marks and reorder for them before they exhausted from the Head Office.
To advise customers on valuation outcome, refunds, additional premiums and any outstanding premium balance.
SEPTEMBER 2006-DECEMBER2006.
KISUMU BOYS HIGH SCHOOL.
●Teaching Business-studies and Geography in form one to three.
●Participated in District Examination Marking.
●Pioneered Kisumu Boys’ Journalism Club to nurture creativity and innovation through its magazine.
●Ass.Games master for indoor games.
MAY 2002 SEPTEMBER 2002.
OnInternship at Kenya Post Office Savings Bank in Pension and Long-term business Department performing the following task:
Weekly preparation of pension report.
Preparation of Group Life policies schedule to be forwarded to the Company's Insurer.
Ensuring pension data is up to date.
Preparation of advice of charge form for members retiring or leaving the scheme through natural attrition for the Trustees to sign.
Preparation of risk notes for quotation purposes.
EDUCATION
JAN 2018 TO DATE
UNIVERISTY OF NAIROBI
PURSUING BACHELOR OF LAWS DEGREE
May 2011- Dec.2013
UNIVERSITY OF NAIROBI
Master of Business Administration specializing in Insurance. Graduated on 6.12.13
2002 –2006.
KENYATTA UNIVERSITY.
PuPursuedBachelor of Education (Arts) degree Second Class Honors.
Specializing in: Business-studies & Geography
1997-2000
MBITA BOYS HIGH SCHOOL.
Kenya Certificate of Secondary Education (KCSE)
Grade obtained: B (Plain) with 71 Points.
1989-1997
NYATIGO PRIMARY SCHOOL.
Kenya Certificate of Primary Education (KCPE)
Marks obtained: 416/700
PROFESSIONAL DEVELOPMENT
JUNE 2008 TO DATE.
Chartered Insurance Institute-London
Advance Diploma in Insurance from Chartered Insurance Institute (ACII)-UK.
Papers done:
PO5 Insurance Law Pass
PO1 Insurance Practice and Regulation Pass
PO4 Business Practice Pass
P10 Commercial Insurance Pass
945 Marketing Pass
820 Claims Management Pass
530 Business and Economics Pass
590 Principles of Takaful Pass-With a distinction
790 Advance Broking Pass
990 Insurance corporate governance Pass
HOBBIES
●Watching movies.
●Traveling.
●Listening to music.
●Swimming.
REFERENCES
1 1. Mrs. Caren Angima,
Senior Lecturer in Insurance
University of Nairobi
P.0. Box 301**-*****
Nairobi, Kenya
Cell phone 072*-******.
E-mail:********@*****.***
2. MsFelicitaKagwanja
Manager-Insurance Services,
Kenya Airways Limited
P.O Box 190**-*****
Nairobi, Kenya
Cell phone. 073*******
E-mail:Felicita. ********@*****-*******.***
3. Mrs. Immaculate Ochieng
Assistant Claims Manager
UAP Insurance Company Limited
P.O.Box 430**-*****.
Nairobi, Kenya.
Cell phone 072*******
E-mail: ********@***-*****.***