Manager Real Estate

APRIL CAROON

*** **** ***** ******, ** Augustine, FL 32084 ***********@*****.*** – 904-***-****

Skills – Word, Excel, Outlook, Adobe Acrobat, MSP/LPS, Mortgages, 4-10 Florida Title Agent License, Notary Public

Ditech Financial LLC, Jacksonville FL 2013 – 2018

Foreclosure – Document Execution Specialist and Quality Assurance

•Corporate approval to execute Affidavits, SOTs, AOMs, Complaints, Final Judgments, Certifications, Warranty Deeds, Deeds, etc. for filing with the county court as needed for each foreclosure sale.

•Verified accuracy of documents to the system of record, imaged documents, title reports and verified chain of title.

•Worked with local counsel to draft required documents, provided all escrow and corporate breakdowns for judgments and conducted research to resolve errors.

•Quality Assurance – Created policy and procedures manual for accurate review of foreclosure documents.

•Calculating and quoting reinstatements and payoffs and breakdowns of all amounts due for local counsel.

Homeward Residential, Inc., Jacksonville FL 2012 - 2013

Sr. Specialist Foreclosure Support

•Executed Foreclosure Complaints, Affidavits, Certifications, Deeds etc. for filing with the courts.

•Verify chain of title and to ensure ‘standing’ and possession of endorsed note/allonge etc.

•Managed contested foreclosure cases and settlement options including Cash for Keys, DILs, Short Sales and Loss Mitigation and requested investors approval of same.

•Experienced with depositions and trials.

J.P. Morgan Chase N.A., Jacksonville FL 2010-2012

Sr Lead Operations Specialist

•Sale rescission -Researched the root cause to determine if sale reversal was required.

•Requested investor approval of sale rescission including FNMA and FHLMC.

•Execute foreclosure affidavits and documents by review of the system of record and imaged documentation.

•Pre-Sale Review -Reviewed mortgages prior to foreclosure sale to ensure state and government guidelines were met using MSP, LPS, DRI, Early Resolution, iSource and other systems.

R.A Lawson Corporation, Virginia Beach, VA 2003-2007

Warranty Manager

•Maintained new construction files and residential purchase contracts for newly constructed homes.

•Scheduled all home warranty repairs and responded to all customer’s concerns.

•Verified all approved construction change orders and disbursed to vendors and superintendents for production.

•Scheduled closings with Attorneys and Real Estate Agents for approximately 35 new homes per year.

•Ordered all material for production and requested city inspections and final Certificates of Occupancy.

R.G. Moore Building Corporation, Virginia Beach, VA 1999-2003

Contract Manager

•Authorized to Negotiate and sign residential real estate purchase contracts and listing agreements.

•Negotiated commercial real estate contracts and secured financing of same.

•Oversaw refurbishment of 200 rental townhouses for resale including scheduling the orderly evictions of tenants.

•Met with City officials for variances and zoning issues.

LICENSE

Florida State 4-10 Title Agent License 2018 – 2022

Florida Notary Public 2019 – 2023

EDUCATION

Tidewater Community College: Chesapeake VA - 2 Years - Business Admin. 1985 - 1987

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