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Credit Analyst

Chicago, IL
March 31, 2019

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Eugenio EugenioVita (Gene) De Vita ((2190847) 909-2190 Professional ProfessionalSummary Summary

Experienced Credit Analyst with a demonstrated history of working in a high volume automotive lending environment and exceeding expectations. I am skilled in consumer credit analysis, financial statement analysis, risk minimization, fraud discovery, and management. EExxppeerriieennccee

Senior Credit Analyst

•Promoted from Junior to Senior Credit Analyst January 2018.

•Analyzed credit applications, TransUnion credit reports, and stipulations in order to extend or decline credit to new and existing customers.

•Reduced post sales analysis process from four days to three hours using advanced Microso Excel skills.

•Created procedures utilizing exported data sets from our DMS to locate problem accounts and increase productivity.

•Responsible for all post sales contract analysis.

•Proficiently created ad hoc reports for my supervisor upon request.

•Managed and trained team of six administrative assistants. Licensed Sales Producer

•Worked in tandem with Castle Chevrolet Dealership to sell insurance policies to new car buyers.

•Consulted with customers to ensure they have proper insurance coverage for property, casualty, life and health insurance.

•Bundled policies to ensure best package for customer needs.

•Evaluated requirements and risks in composing policy packages.

•Reviewed current insurance policies with lenders to comply with lien holder requirements.

National Logistics Broker

•Scheduled transportation for clients requiring delivery of product from suppliers to point of use.

•Developed relationships with carrier companies to move freight at the most economical rates and timely fashion.

•Reduced costs on priority freight by identifying carriers with capacity in select markets.

•Managed expediting during the West Coast Labor Slowdown, finding alternative routes to get product delivered on time.

•Performed load tracking and worked with dispatchers to secure available drivers.

•Negotiated pricing with dispatch o ices.

National Channel Manager

•Certified Telecommunications Professional that developed strategic business relationships with I.T. firms and consultants.

•Networked online and at conventions to acquire new business partners and identify resources.

•Recruited IT professionals to use TBI Product lines for their clients, demonstrating features and functionality. EEdduuccaattiioonn

Bachelor of Business Administration, Major in Finance - Minor in Economics Loyola University •• Chicago, IL •• 2013

Credit Business Associate (CBA)

National Association of Credit Management •• Rolling Meadows, IL •• Currently Enrolled SSkkiillllss

Microso O ice Suite •• SQL •• Credit Analysis •• Data Analysis •• Sales Analysis •• Contract Analysis •• Financial Analysis •• Fluent in Italian •• Project Management •• Risk Management •• Business Development •• Conversational in Spanish •• Business Analysis •• Lending



Total Finance & Car Outlet LLC,Chicago, IL,February 2016 - Present Allstate Corporation,Elk Grove Village, IL,July 2015 - October 2015 Trek Freight Services LLC,Lincolnwood, IL,January 2015 – July 2015 Telecom Brokerage Inc.,Chicago, IL,June 2014 - November 2014 CLICK CLICKEDIT TO EDIT


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